1102 Cumberland Ave, Flatwoods, KY 41139 Property Records

Greenup County property record for 1102 Cumberland Ave, Flatwoods, KY 41139

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,306 sqft
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$18,592 (May 1991)
Tax Bill$735 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2018 Mortgage
APN182-40-02-046.00

Property Details

APN / Parcel Number

Primary APN182-40-02-046.00
Alternative APN
  • 13334

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,306 sqft Living Area

Exterior

Exterior MaterialBrick
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeMixed
Parking Spaces1 Parking Space
PorchPorch
Deck Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number13334
Street Address1102 CUMBERLAND AVE
CityFLATWOODS
StateKY
Zip41139-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK ADD LT 212 & 213
Legal SubdivisionHIGHLAND PARK
Legal Lot Number212,213 213
JurisdictionGREENUP KY
Township / Civil DivisionFLATWOODS-RUSSELL
Census Block Group2
Census Block2000
Census Tract40201

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1102 CUMBERLAND AVE, FLATWOODS, KY 41139-1711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1991 · Amount on Record
Deed SaleMay 1, 1991 · Amount on Record
Deed Document Number0000394435
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address1102 CUMBERLAND AVE, FLATWOODS, KY 41139-1711
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000572443
DateFeb 22, 2021
Book PageM987/459
Instrument572443
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 11, 2030
Interest
Rate TypeFixed Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address1102 CUMBERLAND AVE, FLATWOODS, KY 41139-1711
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000526014
DateJul 24, 2018
Book PageM0924/0716
Instrument526014
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term143 Months
DueJun 28, 2030

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyGreenup County
MunicipalityFlatwoods City
Unified School DistrictRussell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$735.00$45,568 (-) Land $9,000 Building $36,568$45,568 (-) Land $9,000 Building $36,568
2023Disabled Person's exemption$45,568 Land $9,000 Building $36,568$45,568 Land $9,000 Building $36,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims3 (2009–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLATWOODS WATER COMPANY
private · serves 9,649 people · EPA ID KY0450132
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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