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1102 Coldspring Rd, Elgin, IL 60120 Property Records

Cook County property record for 1102 Coldspring Rd, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,565 sqft · built 1990
Lot Size0.062 acres (2,700 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Feb 2026)
Tax Bill$5,522 (2023)
Deeds & MortgagesFeb 2026 Transfer
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-07-405-042

Property Details

APN / Parcel Number

Primary APN06-07-405-042
Alternative APN
  • 06-07-405-042-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,565 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Architectural StyleModern
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area2,700 sqft (0.062 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1102 COLDSPRING RD
CityELGIN
StateIL
Zip60120-5102
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Range9E
Legal Township41N
Legal Section07
Legal SubdivisionCOBBLERS XING 03
Legal Lot Number22
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4014
Census Tract804403

Owner

Source: Cook County records · APN 06-07-405-042

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12804 MILBROOK DR, HUNTLEY, IL 60142-7592
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Intrafamily Transfer, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Feb 17, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 05, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Deed Document Number202628008
Prior Transfer DateDec 19, 2025
Prior Transfer Doc0000028007
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateFeb 17, 2026
Property Address1102 COLDSPRING RD, ELGIN, IL 60120-5102
Document Number0004828007
Map ReferenceDOC 89328812
Instrument DateDec 19, 2025
Instrument2604828007
Transaction TypeTransfer
Record UpdatedMar 03, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1102 COLDSPRING RD, ELGIN, IL 60120-5102

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 COLDSPRING RD, ELGIN, IL 60120-5102

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 17, 2026
Property Address1102 COLDSPRING RD, ELGIN, IL 60120-5102
Document Number0004828008
Map ReferenceDOC 89328812
Instrument DateDec 19, 2025
Instrument2604828008
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1102 COLDSPRING RD, ELGIN, IL 60120-5102

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 COLDSPRING RD, ELGIN, IL 60120-5102

Mortgage

Document Number0004828009
DateFeb 17, 2026
Instrument2604828009
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2056
Interest
Rate TypeFixed Rate
Rate6.12%

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJun 05, 2019
Property Address1102 COLDSPRING RD, ELGIN, IL 60120-5102
Document Number1915655195
Instrument DateMay 14, 2019
Instrument15655195
Transaction TypeTransfer
Record UpdatedJun 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1102 COLDSPRING RD ELGIN IL 601205102, ELGIN, IL 60120-5102

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 (+20.01%) Land $2,970 Building $24,030$270,000 (+20.01%) Land $29,700 Building $240,300
2023$5,522.00 (+3.47%)$22,499 (-) Land $3,499 Building $19,000$224,990 (-) Land $34,990 Building $190,000
2022$5,337.00$22,499 Land $3,499 Building $19,000$224,990 Land $34,990 Building $190,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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