1102 Cardinal Trl, Pacific, MO 63069 Property Records

Franklin County property record for 1102 Cardinal Trl, Pacific, MO 63069

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,431 sqft · built 1935
Lot Size3.2 acres (139,392 sqft)
Owner2 Individual Names on File
Tax Bill$1,687 (2025)
Deeds & MortgagesDec 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN08-7-25.0-0-011-002.000

Property Details

APN / Parcel Number

Primary APN08-7-25.0-0-011-002.000

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,431 sqft Living Area
1st Floor Area1,536 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Construction TypeFrame
Lot Area139,392 sqft (3.2 acres)
Utility Building1,536 sqft

Location & Zoning

Street Address1102 CARDINAL TRL
CityPACIFIC
StateMO
Zip63069-2813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 4 LAZY M RANCHPT NE NE
Legal Range02E
Legal Township44
Legal Section25
Legal SubdivisionLAZY M RANCH
Legal Lot Number4
JurisdictionFRANKLIN MO
Township / Civil DivisionBOLES
Census Block Group2
Census Block2001
Census Tract800702

Owner

1102 Cardinal Trl is owned by two individuals who acquired it in February 1997.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1115 CARDINAL TRL, PACIFIC, MO 63069-2814
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 1997
Deed SaleFeb 17, 1997
Deed Document Number993-00601
Record UpdatedJun 8, 2026

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFRANKLIN MO
Recording DateDec 26, 2018
Property Address1102 CARDINAL TRL, PACIFIC, MO 63069-2813
Instrument DateDec 19, 2018
Instrument17493
Transaction TypeConstruction Loan
Record UpdatedJan 15, 2019
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1102 CARDINAL TRL PACIFIC MO 630692813, PACIFIC, MO 63069-2813

Mortgage

Document Number0000017493
DateDec 26, 2018
Instrument17493
Lender
NameBANK STAR
TypeBank
AddressPACIFIC, MO 63069
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Cardinal Trl was $1,687.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictMeramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,687.00$21,891$115,370 Land $18,420 Building $96,950
2023$1,490.00 (+19.39%)$20,992$110,640 Land $17,420 Building $93,220
2022$1,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 Cardinal Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Cardinal Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 3
serves 8,250 people · EPA ID MO6024213
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cardinal Trl

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