Gallatin County property record for 1102 Cardinal Dr, Belgrade, MT 59714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1999 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,200 (Mar 2010) |
| Tax Bill | $2,618 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00REF41971 |
| Primary APN | 00REF41971 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 110 ft deep x 68 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00REF41971 |
|---|---|
| Street Address | 1102 CARDINAL DR |
| City | BELGRADE |
| State | MT |
| Zip | 59714-8371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHVIEW SUB PH 1, S35, T01 N, R04 E, BLOCK 2, LOT 11, PLAT J-262 |
| Legal Range | 04E |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | NORTHVIEW SUB PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 104 |
1102 Cardinal Dr is owned and occupied by two individuals who bought it in March 2010.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1102 CARDINAL DR, BELGRADE, MT 59714-8371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Apr 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2010 · Amount on File |
| Deed Sale | Mar 30, 2010 · Amount on File |
| Prior Sale | Jan 19, 2010 · Amount on File |
| Deed Document Number | 20102357456 |
| Prior Transfer Date | Jan 15, 2010 |
| Prior Transfer Doc | 0002351784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Apr 30, 2026 |
| Property Address | 1102 CARDINAL DR, BELGRADE, MT 59714-8371 |
| Document Number | 0002875927 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20262875927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1102 CARDINAL DR, BELGRADE, MT 59714-8371 |
| Document Number | 0002875927, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20262875927 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Feb 1, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 1102 CARDINAL DR, BELGRADE, MT 59714-8371 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1102 CARDINAL DR, BELGRADE, MT 59714-8371 |
| Document Number | 0002823754 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2823754 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 1102 CARDINAL DR, BELGRADE, MT 59714-8371 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1102 CARDINAL DR, BELGRADE, MT 59714-8371 |
| Document Number | 0002813909 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2813909 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Feb 1, 2052 |
The 2026 property tax bill for 1102 Cardinal Dr was $2,618, up 7.7% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Municipality | Belgrade City |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,618.00 (+7.69%) | $487,400 (-) | $487,400 (-) Land $183,766 Building $303,634 |
| 2025 | $2,431.00 | $487,400 | $487,400 Land $183,766 Building $303,634 |
| 2023 | $3,867.00 | $446,800 | $446,800 Land $122,375 Building $324,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1102 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1102 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
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