1102 Bowen St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1102 Bowen St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,084 sqft · built 1929
Lot Size	0.374 acres (16,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2022)
Tax Bill	$4,909 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-09590000`

Property Details

APN / Parcel Number

Primary APN	`11-09590000`
Alternative APN	`911-09590000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Traditional
Exterior Material	Other
Lot Area	16,300 sqft (0.374 acres)
Lot Dimensions	163 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	911-09590000
Street Address	1102 BOWEN ST
City	OSHKOSH
State	WI
Zip	54901-3961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM AT NE COR OF BOWEN & BALDWIN ST TH E ALG N LI OF BALDWINST 163 FT N 100 FT W 163 FT S 100 FT TO BEG NE1/4 SE1/4SEC 13-18-16
Legal Subdivision	BOWEN
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	1
Census Block	1015
Census Tract	300

Owner

Source: Winnebago County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 BOWEN ST, OSHKOSH, WI 54901-3961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 13, 2022	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Deed Document Number	20221873297
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 21, 2026
Property Address	1102 BOWEN ST, OSHKOSH, WI 54901-3961
Document Number	0001975610
Instrument Date	Sep 1, 2026
Instrument	20261975610
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 BOWEN ST, OSHKOSH, WI 54901-3961

Mortgage

Document Number	0001975610,
Date	Sep 21, 2026
Instrument	20261975610

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Feb 1, 2052

Interest

Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jan 13, 2022
Property Address	1102 BOWEN ST, OSHKOSH, WI 54901-3961
Document Number	0001873297
Instrument Date	Jan 6, 2022
Instrument	1873297
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001873298
Date	Jan 13, 2022
Instrument	1873298

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,000 (+59.88%) Land $37,500 Building $225,500
2024	$4,909.00 (+8.01%)
2023	$4,545.00 (+0.26%) Homeowner's exemption	$164,500 (-) Land $32,700 Building $131,800	$237,706 Land $47,252 Building $190,454
2022	$4,533.00 Homeowner's exemption	$164,500 Land $32,700 Building $131,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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