Black Hawk County property record for 1102 Bauch St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 748 sqft · built 1956 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Dec 2023) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-426-016 |
| Primary APN | 8913-21-426-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Basement Area | 748 sqft |
| Finished Basement | 625 sqft |
| Unfinished Basement | 748 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1102 BAUCH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALADDIN ADDITION E 1/2 LOT 17 BLK 1 LOT 18 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | ALADDIN ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 17,18 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1503 |
1102 Bauch St is owned and occupied by two individuals who bought it in December 2023.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1102 BAUCH ST, WATERLOO, IA 50701-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU |
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| May 17, 2022 | Warranty Deed, Transfer · Line of Credit DENVER SAVINGS BANK |
| Aug 7, 2017 | Deed of Trust, Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on File |
| Deed Sale | Dec 12, 2023 · Amount on File |
| Prior Sale | Dec 12, 2022 · Amount on File |
| Deed Document Number | 20238891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 12, 2022 |
| Property Address | 1102 BAUCH ST, WATERLOO, IA 50701-1941 |
| Document Number | 202300008891 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 202300008891 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | BLACK HAWK CNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1102 BAUCH ST, WATERLOO, IA 50701-1941 |
| Document Number | 202300008892 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 202300008892 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.24% |
| Max Rate At Change | 7.24% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
| Document Number | 202300008893 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 202300008893 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1102 BAUCH ST, WATERLOO, IA 50701-1941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201800001053 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 2018-00001053 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 17, 2022 |
| Property Address | 1102 BAUCH ST, WATERLOO, IA 50701-1941 |
| Document Number | 202200022489 |
| Instrument Date | May 13, 2022 |
| Instrument | 202200022489 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2001 TETON DR, WATERLOO, IA 50701-9725 |
| Document Number | 202200022490 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 202200022490 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1102 BAUCH ST, WATERLOO, IA 50701-1941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800002237 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 2018-00002237 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Aug 1, 2024 |
The 2025 property tax bill for 1102 Bauch St was $2,554 with a homeowner's exemption, down 3.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,554.00 (-3.48%) Homeowner's exemption | $136,070 Land $15,840 Building $120,230 | $136,070 Land $15,840 Building $120,230 |
| 2024 | $2,646.00 | ||
| 2023 | $123,280 (+37.84%) Land $15,840 Building $107,440 | $123,280 Land $15,840 Building $107,440 | |
| 2022 | $1,964.00 Homeowner's exemption | $89,440 Land $15,840 Building $73,600 | |
| 2021 | $89,440 Land $15,840 Building $73,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1102 Bauch St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1102 Bauch St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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