1102 46th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1102 46th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.137 acres (5,998 sqft)
Owner	Company Name on File
Last Sale	$10,970,339 (Mar 2025)
Tax Bill	$6,898 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.768.0910`

Property Details

APN / Parcel Number

Primary APN	`58.768.0910`

Exterior

Lot Area	5,998 sqft (0.137 acres)

Location & Zoning

Street Address	1102 46TH AVE S
City	MOORHEAD
State	MN
Zip	56560-7088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 006 LOT 024 SUBDIVISIONCD 58768 SUBDIVISIONNAME STONEMILL ESTATES 2ND ADDITION
Legal Subdivision	STONEMILL ESTATES 2ND ADDITION
Legal Block	6
Legal Lot Number	24
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2005
Census Tract	30110

Owner

1102 46th Ave S is owned by a company that bought it in March 2025.

Source: Clay County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	4609 33RD AVE S, 400, FARGO, ND 58104-1001
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY CU
May 17, 2021	Warranty Deed, Transfer
Sep 14, 2020	Loan Modification, Mortgage FIRST INT'L BK
Sep 5, 2018	Loan Modification, Mortgage FIRST INT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	2025853088
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 4, 2022
Property Address	1102 46TH AVE S, MOORHEAD, MN 56560-7088
Document Number	0000831013
Instrument Date	Aug 4, 2022
Instrument	831013
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 SHEYENNE ST, WEST FARGO, ND 58078-6901

Mortgage

Document Number	0000831014
Date	Aug 4, 2022
Instrument	831014

Lender

Name	FIRST COMMUNITY CU

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 17, 2021
Property Address	1102 46TH AVE S, MOORHEAD, MN 56560-7088
Document Number	0000815976
Instrument Date	May 14, 2021
Instrument	815976
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount on Record
Tax	$459.69
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 SHEYENNE ST, WEST FARGO, ND 58078-6901
Investor	Possibly a Property Investor

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	1102 46TH AVE S, MOORHEAD, MN 56560-7088
Document Number	0000806063
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6218 53RD AVE S FARGO ND 581045788, FARGO, ND 58104-5788

Mortgage

Document Number	0000806063
Date	Sep 22, 2020
Instrument	806063

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Term	12 Months
Due	Sep 21, 2021

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Recording Date	Sep 5, 2018
Property Address	1102 46TH AVE S, MOORHEAD, MN 56560-7088
Instrument Date	Sep 4, 2018
Instrument	783253
Transaction Type	Mortgage
Record Updated	Sep 25, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4840 AMBER VALLEY PKWY S FARGO ND 581048400, FARGO, ND 58104-8400

Mortgage

Document Number	0000783253
Date	Sep 5, 2018
Instrument	783253

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 4, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 1102 46th Ave S was $6,898.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,898.00	$278,100 (+1.76%) Land $34,000 Building $244,100	$278,100 (+1.76%) Land $34,000 Building $244,100
2025		$273,300 Land $33,300 Building $240,000	$273,300 Land $33,300 Building $240,000
2023	$6,186.00	$246,400 Land $30,900 Building $215,500	$246,400 Land $30,900 Building $215,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1102 46th Ave S in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1102 46th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on 46th Ave S

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