Duval County property record for 1102 3rd St, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 849 sqft · built 1950 |
| Lot Size | 0.112 acres (4,875 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Feb 2017) |
| Tax Bill | $4,996 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 172851-0000 |
| Primary APN | 172851-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 849 sqft Living Area |
| Gross Area | 1,218 sqft |
| 1st Floor Area | 849 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,875 sqft (0.112 acres) |
| View / Lot | Commercial |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Finished Porch |
| Porch Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1102 3RD ST |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | 16-91 21-2S-29E NEPTUNE GARDENS R/P LOT 1 BLK 1 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | NEPTUNE GARDENS R/P PT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 14001 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9803 OLD ST, JACKSONVILLE, FL 32257 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK |
| Mar 17, 2022 | Deed of Trust, Mortgage · Construction Mortgage VAST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2017 · Amount on Record |
| Deed Sale | Feb 17, 2017 · Amount on Record |
| Prior Sale | Mar 30, 2016 |
| Deed Document Number | 201739087 |
| Deed Book / Page | 17882 / 833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 1, 2026 |
| Property Address | 1102 3RD ST, NEPTUNE BEACH, FL 32266-5024 |
| Document Number | 0000126435 |
| Book / Page | 21926 / 265 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026126435 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RIVER CITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 9803 OLD SAINT AUGUSTINE RD, 1, JACKSONVILLE, FL 32257-8845 |
| Document Number | 0000126435, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 21926/265 |
| Instrument | 2026126435 |
| Name | FLORIDA CAPITAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1102 3RD ST, NEPTUNE BEACH, FL 32266-5024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9803 OLD SAINT AUGUSTINE RD 1, 1, JACKSONVILLE, FL 32257-8845 |
| Document Number | 0201890201 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 20189/201 |
| Instrument | 2022070985 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WEST PALM BEACH, FL 33401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 14, 2027 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,519 (+1%) | $346,315 (+23.48%) Land $195,977 Building $150,338 | |
| 2025 | $4,996.00 (-0.81%) | $280,472 (+1.77%) Land $134,062 Building $146,410 | $280,472 (+1.77%) Land $134,062 Building $146,410 |
| 2024 | $5,037.00 (+1.37%) | ||
| 2023 | $4,969.00 (+9.52%) | $275,584 (+2.78%) Land $121,875 Building $153,709 | $275,584 (+2.78%) Land $121,875 Building $153,709 |
| 2022 | $4,537.00 | $268,129 Land $121,875 Building $146,254 | $268,129 Land $121,875 Building $146,254 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 55 (1978–2024) |
| Claims Outside the SFHA | 46 of 55 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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