1102 37th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1102 37th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,665 sqft)
Owner	Company Name on File
Last Sale	$144,185 (Oct 2006)
Tax Bill	$4,964 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`58.428.0090`

Property Details

APN / Parcel Number

Primary APN	`58.428.0090`

Exterior

Lot Area	4,665 sqft (0.11 acres)

Location & Zoning

Street Address	1102 37TH AVE S
City	MOORHEAD
State	MN
Zip	56560-6143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MALLARD CREEK 3RD ADD LOT 001 BLOCK 002 SUBDIVISIONCD 58428
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	MALLARD CREEK 3RD ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1007
Census Tract	30108

Owner

1102 37th Ave S is owned by a company that acquired it in July 2017.

Source: Clay County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1102 28TH AVE S, MOORHEAD, MN 56560-4422
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Seller Carry-Back SAM J SKAFF
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICE FINANCIAL GROUP
Feb 25, 2020	Loan Modification, Mortgage · Line of Credit TOWN & CNTRY CU
Jul 31, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2017	Deed of Trust, Mortgage TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2006 · Amount on File
Deed Sale	Oct 17, 2006 · Amount on File
Prior Sale	Oct 17, 2006 · Amount on File
Deed Document Number	2006633728
Last Transfer Date	Jul 24, 2017
Transfer Doc	0000771319
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1102 37TH AVE S, MOORHEAD, MN 56560-6143
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000857930
Date	Sep 2, 2025
Instrument	857930

Lender

Name	SAM J SKAFF
Type	Seller
Address	4955 17TH AVE S STE 112, FARGO, ND 58103

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1102 37TH AVE S, MOORHEAD, MN 56560-6143
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000799458
Date	Apr 2, 2020
Instrument	799458

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2025

Interest

Rate Type	Fixed Rate

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	1102 37TH AVE S, MOORHEAD, MN 56560-6143
Document Number	0000798625
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1130 28TH AVE S MOORHEAD MN 565604419, MOORHEAD, MN 56560-4419

Mortgage

Document Number	0000798625
Date	Feb 28, 2020
Instrument	798625

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	MINOT, ND 58701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 27, 2021

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Jul 31, 2017
Property Address	1102 37TH AVE S, MOORHEAD, MN 56560-6143
Document Number	0000771319
Instrument Date	Jul 24, 2017
Instrument	771319
Transaction Type	Transfer
Record Updated	Aug 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1102 28TH AVE S MOORHEAD MN 565604422, MOORHEAD, MN 56560-4422

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1102 37TH AVE S, MOORHEAD, MN 56560-6143
Document Number	0000766272
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1130 28TH AVE S MOORHEAD MN 565604419, MOORHEAD, MN 56560-4419

Mortgage

Document Number	0000766272
Date	Mar 1, 2017
Instrument	766272

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	36 Months
Due	Feb 29, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 1102 37th Ave S was $4,964.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,964.00	$254,100 (+1.84%) Land $22,000 Building $232,100	$254,100 (+1.84%) Land $22,000 Building $232,100
2025		$249,500 Land $23,100 Building $226,400	$249,500 Land $23,100 Building $226,400
2023	$4,162.00	$209,500 Land $24,800 Building $184,700	$209,500 Land $24,800 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 37th Ave S in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 37th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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