1102 1st St W, Park Rapids, MN 56470 Property Records

Hubbard County property record for 1102 1st St W, Park Rapids, MN 56470

Property Summary

Property Type	Auto Repair, Garage
Details	4,816 sqft · built 1996
Lot Size	1.45 acres (63,162 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Oct 2019)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Oct 2019 Refinance + 2 more
APN	`32.26.00110`

Property Details

APN / Parcel Number

Primary APN	`32.26.00110`
Alternative APN	`56513`

Interior

Building Area	4,816 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Metal
Roof Type	Gable/Hip
Lot Area	63,162 sqft (1.45 acres)
Driveway	Driveway
Driveway Area	920 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	56513
Street Address	1102 1ST ST W
City	PARK RAPIDS
State	MN
Zip	56470-9535
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	SECT-26 TWP-140 RANGE-035 1.45 AC P/O NW1/4 OF NW1/4 FR NW C OR E593 S150.01 PB S315.99 W200 N315.99 E200 TO PB
Legal Range	35
Legal Township	140
Legal Section	26
Jurisdiction	HUBBARD MN
Township / Civil Division	PARK RAPIDS
Census Block Group	3
Census Block	3024
Census Tract	70600

Owner

Source: Hubbard County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1102 1ST ST W, PARK RAPIDS, MN 56470-9535
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK NORTH
Oct 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SCOTT A GILBERTSON
Oct 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTAR FEDERAL CREDIT UNION
Oct 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SCOTT A GILBERTSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Oct 25, 2007 · Amount on Record
Deed Document Number	2019405511
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	1102 1ST ST W, PARK RAPIDS, MN 56470-9535
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000394445
Date	Nov 29, 2017
Instrument	A000394445

Lender

Name	FIRST NATIONAL BANK NORTH
Type	Bank
Address	WALKER, MN 56484

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 20, 2022

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	1102 1ST ST W, PARK RAPIDS, MN 56470-9535
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000405511
Date	Oct 16, 2019
Instrument	A000405511

Lender

Name	SCOTT A GILBERTSON

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2044

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	1102 1ST ST W, PARK RAPIDS, MN 56470-9535
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000405512
Date	Oct 16, 2019
Instrument	A000405512

Lender

Name	TRUSTAR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Oct 16, 2019
Property Address	1102 1ST ST W, PARK RAPIDS, MN 56470-9535
Document Number	A000405511
Instrument Date	Oct 14, 2019
Instrument	A000405511
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 FIRST ST W, PARK RAPIDS, MN 56470-9535

Mortgage

Document Number	A000405514
Date	Oct 16, 2019
Instrument	A000405514

Lender

Name	SCOTT A GILBERTSON

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	A000405513
Date	Oct 16, 2019
Instrument	A000405513

Lender

Name	TRUSTAR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2020

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
Municipality	Park Rapids City
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+79.75%)	$187,900 (+21.85%) Land $42,100 Building $145,800	$187,900 (+21.85%) Land $42,100 Building $145,800
2022	$2,854.00	$154,200 Land $38,300 Building $115,900	$154,200 Land $38,300 Building $115,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Park Rapids serves 4,298 people · EPA ID MN1290003
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Paul Bunyan Communications.

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