1102 1st Ave, Floyd, IA 50435 Property Records

Floyd County property record for 1102 1st Ave, Floyd, IA 50435

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,716 sqft · built 1900
Lot Size0.717 acres (31,220 sqft)
OwnerIndividual Name on File
Tax Bill$628 (2026)
Deeds & MortgagesMay 2022 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN071647900700

Property Details

APN / Parcel Number

Primary APN071647900700

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,716 sqft Living Area
1st Floor Area750 sqft
Basement Area375 sqft
Unfinished Basement375 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,220 sqft (0.717 acres)
Lot Dimensions52 ft deep x 14 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area316 sqft
Patio Area108 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1102 1ST AVE
CityFLOYD
StateIA
Zip50435-8121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 14' X 52'ALL LT 2 & PAR 165'X 132' S OF LOT 2BLOCK 1 RAN GE 7
Legal SubdivisionTOWN OF FLOYD
Legal Block1
Legal Lot Number2
JurisdictionFLOYD IA
Township / Civil DivisionFLOYD
Census Block Group1
Census Block1064
Census Tract480100

Owner

1102 1st Ave is owned and occupied by an individual.

Source: Floyd County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1102 1ST AVE, FLOYD, IA 50435-8121
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IA
Property Address1102 1ST AVE, FLOYD, IA 50435-8121
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/0973
DateMay 3, 2022
Book Page2022/0973
Instrument2022 0973
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IA
Property Address1102 1ST AVE, FLOYD, IA 50435-8121
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/0404
DateFeb 25, 2022
Book Page2022/0404
Instrument2022 0404
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1102 1st Ave was $628 with a homeowner's exemption.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
MunicipalityFloyd City
Unified School DistrictCharles City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$628.00 Homeowner's exemption$70,710 (-) Land $8,990 Building $61,720$70,710 (-) Land $8,990 Building $61,720
2025$628.00 Homeowner's exemption$70,710 Land $8,990 Building $61,720$70,710 Land $8,990 Building $61,720
2023$90,840 (+22.05%) Land $8,990 Building $81,850$90,840 Land $8,990 Building $81,850
2022$1,116.00$74,430 Land $8,990 Building $65,440
2021$74,430 Land $8,990 Building $65,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 1st Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLOYD MUNI WATER SUPPLY
serves 313 people · EPA ID IA3414044
Water SourceGroundwater
Last State InspectionNov 2025
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityDi(2-ethylhexyl) phthalate
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on 1st Ave

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