11016 Whitetop Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 11016 Whitetop Rd, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,533 sqft · built 1978
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Sep 2012)
Tax Bill	$3,260 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-478-003`

Property Details

APN / Parcel Number

Primary APN	`15-05-478-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,533 sqft Living Area
1st Floor Area	1,397 sqft
Basement Area	1,397 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Wood Siding
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	86 ft deep x 61 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	280 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	11016 WHITETOP RD
City	DUBUQUE
State	IA
Zip	52003-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 17 MOUND VIEW;
Legal Subdivision	MOUND VIEW
Legal Lot Number	17
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	2
Census Block	2019
Census Tract	10101

Owner

11016 Whitetop Rd is owned and occupied by an individual who bought it in September 2012.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11016 WHITETOP RD, DUBUQUE, IA 52003-9224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2012 · Amount on File
Deed Sale	Sep 20, 2012 · Amount on File
Deed Document Number	2012-00016707
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	11016 WHITETOP RD, DUBUQUE, IA 52003-9224
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010666
Date	Sep 12, 2018
Instrument	2018-00010666

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	11016 WHITETOP RD, DUBUQUE, IA 52003-9224
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007366
Date	Jun 1, 2020
Instrument	2020-00007366

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,800 Land $54,700 Building $242,100	$296,800 Land $54,700 Building $242,100
2024	$3,260.00
2023		$289,000 (+32.3%) Land $52,100 Building $236,900	$289,000 Land $52,100 Building $236,900
2022	$2,966.00 Homeowner's exemption	$218,450 Land $48,200 Building $170,250
2021			$218,450 Land $48,200 Building $170,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11016 Whitetop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11016 Whitetop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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