Pinellas County property record for 11014 128th Ave, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,565 sqft · built 1974 |
| Lot Size | 0.164 acres (7,126 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Aug 2026) |
| Tax Bill | $7,663 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2025 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8646-4 |
| Primary APN | C62-000-749-8646-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| Gross Area | 2,359 sqft |
| 1st Floor Area | 1,565 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,126 sqft (0.164 acres) |
| Lot Dimensions | 95 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 354 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101905 |
|---|---|
| Street Address | 11014 128TH AVE |
| City | LARGO |
| State | FL |
| Zip | 33778-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGEWOOD ESTATES SUB SECTION 2 BLK D, LOT 9 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | ORANGEWOOD ESTATES SUB |
| Legal Tract | 64739 |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 25311 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16517 NE 78TH WAY, VANCOUVER, WA 98682-1513 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL LENDING |
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2024 · Amount on Record |
| Deed Document Number | 2026227999 |
| Deed Book / Page | 23672 / 1978 |
| Prior Transfer Date | Sep 1, 2004 |
| Prior Transfer Doc | 0000369379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 25, 2026 |
| Property Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Document Number | 0000227999 |
| Book / Page | 23672 / 1978 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026227999 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | CLOSED TITLE, CLOSED |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000228000, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 2026228000 |
| Name | CAPITAL LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8153 SMITHS CIR, POWELL, OH 43065-3559 |
| Document Number | 0233701850 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 23370/1850 |
| Instrument | 2025330853 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Document Number | 0225441317 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 22544/1317 |
| Instrument | 2023219458 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Document Number | 0219792249 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 21979/2249 |
| Instrument | 2022084585 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Document Number | 0214002689 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 21400/2689 |
| Instrument | 2021057821 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0196110043 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 19611/0043 |
| Instrument | 2017133920 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201090914 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 20109/0914 |
| Instrument | 2018206701 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11014 128TH AVE, LARGO, FL 33778-2107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0208812444 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 20881/2444 |
| Instrument | 2020049559 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Aug 1, 2048 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,663.00 (+306.96%) | $403,593 (+184.71%) Land $137,939 Building $265,654 | $403,593 (+27.48%) Land $137,939 Building $265,654 |
| 2023 | $1,883.00 (+3.69%) Homeowner's exemption | $141,758 (+3%) | $316,581 (+12.03%) Land $145,576 Building $171,005 |
| 2022 | $1,816.00 Homeowner's exemption | $137,629 | $282,586 Land $149,283 Building $133,303 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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