11012 Persimmon Creek Dr, Mint Hill (Charlotte), NC 28227 Property Records

Union County property record for 11012 Persimmon Creek Dr, Mint Hill, NC 28227

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 4,349 sqft · built 2004
Lot Size0.449 acres (19,558 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Jul 2020)
Tax Bill$3,575 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-309-100

Property Details

APN / Parcel Number

Primary APN08-309-100

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area4,349 sqft Living Area
Gross Area4,832 sqft
1st Floor Area2,703 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,558 sqft (0.449 acres)
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area196 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address11012 PERSIMMON CREEK DR
CityMINT HILL
StateNC
Zip28227-6687
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 MINT
Legal Description#235 OLDE SYCAMORE PH2 MP2 OPCH465
Legal SubdivisionOLDE SYCAMORE
Legal Lot Number235
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group3
Census Block3008
Census Tract20203

Owner

11012 Persimmon Creek Dr, a rural home, is owned and occupied by an individual who bought it in July 2020.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address11012 PERSIMMON CREEK DR, MINT HILL, NC 28227-6687
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jul 8, 2020Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2020 · Amount on File
Deed SaleJul 8, 2020 · Amount on File
Prior SaleOct 25, 2005 · Amount on File
Deed Document Number202025082
Deed Book / Page7728 / 813
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address11012 PERSIMMON CREEK DR, MINT HILL, NC 28227-6687
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008817491
DateNov 27, 2023
Book Page8817/491
Instrument28306
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 8, 2020
Property Address11012 PERSIMMON CREEK DR, MINT HILL, NC 28227-6687
Document Number0007728813
Book / Page7728 / 813
Map ReferenceCAB H FILE 465
Instrument DateJul 7, 2020
Instrument25082
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4525 WANDERING VINE TRL, 4525, ROUND ROCK, TX 78665-1267

Transferred To (Grantee/Buyer)

NameVerified Name
Address11012 PERSIMMON CREEK DR, MINT HILL, NC 28227-6687

Mortgage

Document Number0000025083
DateJul 8, 2020
Instrument25083
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11012 Persimmon Creek Dr was $3,575.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728,600 (-) Land $123,000 Building $605,600$728,600 (-) Land $123,000 Building $605,600
2025$3,575.00$728,600 Land $123,000 Building $605,600$728,600 Land $123,000 Building $605,600
2023$2,887.00$452,400 Land $84,000 Building $368,400$452,400 Land $84,000 Building $368,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11012 Persimmon Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11012 Persimmon Creek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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