11012 N 45th St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 11012 N 45th St, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,285 sqft · built 1974
Lot Size0.242 acres (10,562 sqft)
OwnerOwner Name on Record
Tax Bill$2,722 (2025)
Deeds & MortgagesFeb 2022 Reverse Mortgage
Flood ZoneZone X (moderate risk)
APN167-67-073

Property Details

APN / Parcel Number

Primary APN167-67-073

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,285 sqft Living Area
1st Floor Area2,285 sqft

Exterior

Year BuiltBuilt 1974
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area10,562 sqft (0.242 acres)
Parking Spaces2 Parking Spaces
Pool Area544 sqft
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address11012 N 45TH ST
CityPHOENIX
StateAZ
Zip85028-3013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-18
Legal DescriptionDESERT GARDENS
Legal Range04E
Legal Township03N
Legal Section19
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionDESERT GARDENS
Legal Lot Number71
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1021
Census Tract103208

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address11012 N 45TH ST, PHOENIX, AZ 85028-3013
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 18, 2014
Transfer Doc0000251056
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address11012 N 45TH ST, PHOENIX, AZ 85028-3013
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11012 N 45TH ST, PHOENIX, AZ 85028-3013

Mortgage

Document Number0000097429
DateFeb 1, 2022
Instrument20220097429
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term904 Months
DueJun 18, 2097
Interest
Rate TypeAdjustable Rate
Rate2.33%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate7.33%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,750 (+0.31%)$637,500 (+0.31%) Land $127,500 Building $510,000
2025$2,722.00 (+7.84%)
2024$63,550$635,500 Land $127,100 Building $508,400
2023$2,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1984–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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