Lubbock County property record for 11012 Gardner Ave, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,462 sqft · built 2006 |
| Lot Size | 0.272 acres (11,865 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,541 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R307698 |
| Primary APN | R307698 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,462 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,865 sqft (0.272 acres) |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11012 GARDNER AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUNTAIN HILLS L 55 |
| Legal Subdivision | FOUNTAIN HILLS |
| Legal Lot Number | 550 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10421 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11012 GARDNER AVE, LUBBOCK, TX 79424-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2006 |
| Deed Sale | Dec 4, 2006 |
| Prior Sale | May 26, 2006 |
| Deed Document Number | 2006050169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 11012 GARDNER AVE, LUBBOCK, TX 79424-3840 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037992 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019037992 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,541.00 (-5.27%) Homeowner's exemption | $346,777 (+4.63%) Land $56,000 Building $290,777 | $346,777 (+4.63%) Land $56,000 Building $290,777 |
| 2024 | $5,849.00 (+0.78%) | ||
| 2023 | $5,804.00 (-15.44%) Homeowner's exemption | $331,427 Land $56,000 Building $275,427 | $331,427 Land $56,000 Building $275,427 |
| 2022 | $6,864.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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