11012 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 11012 Duffield Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,790 sqft · built 1945
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2026)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-100-006`

Property Details

APN / Parcel Number

Primary APN	`01-05-100-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Basement Area	1,190 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	63,162 sqft (1.45 acres)
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11012 DUFFIELD RD
City	GAINES
State	MI
Zip	48436-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	A PARCEL OF LAND BEG AT N 1/4 COR OF SEC TH S 0 DEG 35 MIN W 230 FT TH S 89 DEG 30 MIN W 275 FT TH N 0 DEG 06 MIN 41 SEC E
Legal Range	05E
Legal Township	05N
Legal Section	05
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1006
Census Tract	13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9035 N LINDEN RD, CLIO, MI 48420-8582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 15, 2025	Warranty Deed, Transfer
Apr 25, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 29, 2022	Correction Deed
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Oct 15, 2025 · Amount on File
Deed Document Number	202635862
Prior Transfer Date	May 16, 2026
Prior Transfer Doc	0000034752
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 4, 2026
Property Address	11012 DUFFIELD RD, GAINES, MI 48436-9675
Document Number	0000035862
Instrument Date	May 18, 2026
Instrument	202635862
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$286,638.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9035 N LINDEN RD, CLIO, MI 48420-8582

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 26, 2026
Property Address	11012 DUFFIELD RD, GAINES, MI 48436-9675
Document Number	0000034217
Instrument Date	May 18, 2026
Instrument	202634217
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9035 N LINDEN RD, CLIO, MI 48420-8582

Mortgage

Document Number	0000034217,
Date	May 26, 2026
Instrument	202634217

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	May 28, 2026
Property Address	11012 DUFFIELD RD, GAINES, MI 48436-9675
Document Number	0000034752
Instrument Date	May 16, 2026
Instrument	202634752
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2168 WIGGINS RD, FENTON, MI 48430-9791

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 15, 2025
Property Address	11012 DUFFIELD RD, GAINES, MI 48436-9675
Document Number	0000017389
Instrument Date	Oct 9, 2025
Instrument	202510150017389
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14084 LAKESIDE BLVD N, SHELBY TOWNSHIP, MI 48315-6071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11426 HARBOR CV, FENTON, MI 48430-8876

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 25, 2023
Property Address	11012 DUFFIELD RD, GAINES, MI 48436-9675
Document Number	0000029482
Instrument Date	Apr 18, 2023
Instrument	202304250029482
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 DUFFIELD RD, GAINES, MI 48436

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11012 DUFFIELD RD, GAINES, MI 48436-9675

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 29, 2022
Property Address	11012 DUFFIELD RD, GAINES, MI 48436-9675
Document Number	0000047911
Instrument Date	Jun 22, 2022
Instrument	202206290047911
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11012 DUFFIELD RD, GAINES, MI 48436-9675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069895
Date	Nov 6, 2019
Instrument	201911060069895

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,800 (+54.58%) Land $15,400 Building $168,400	$367,600 (+54.58%) Land $30,800 Building $336,800
2025	$4,209.00 (+3.44%) Homeowner's exemption	$118,900 (+16.57%)	$237,800 (+16.57%)
2024	$4,069.00 (+203.43%)
2023		$102,000	$204,000
2019	$1,341.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

Nearby Properties on Duffield Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures