1101 W 3rd St, Centralia, WA 98531 Property Records

Lewis County property record for 1101 W 3rd St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 2,080 sqft · built 2001
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (May 2017)
Tax Bill	$3,635 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2020 Mortgage + 2 more
APN	`003325-004-004`

Property Details

APN / Parcel Number

Primary APN	`003325-004-004`
Alternative APNs	`2181957` `423505`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,552 sqft
Upper Floors Area	1,184 sqft
Basement Area	896 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	226 sqft
Deck Area	192 sqft
Balcony Area	359 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2181957
Street Address	1101 W 3RD ST
City	CENTRALIA
State	WA
Zip	98531-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W LT 2 CITY OF CENTRALIA SP 2005-14 AFN 3238515
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	SECOND RAILROAD ADD
Legal Block	92
Legal Lot Number	2
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2005
Census Tract	970500

Owner

1101 W 3rd St is owned and occupied by two individuals who bought it in May 2017.

Source: Lewis County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1101 W 3RD ST, CENTRALIA, WA 98531-3137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Dec 23, 2005
Deed Document Number	20173464659
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	1101 W 3RD ST, CENTRALIA, WA 98531-3137
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 W 3RD ST, CENTRALIA, WA 98531-3137

Mortgage

Document Number	0003553381
Date	Jun 14, 2021
Instrument	3553381

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	1101 W 3RD ST, CENTRALIA, WA 98531-3137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003533374
Date	Sep 29, 2020
Instrument	3533374

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	1101 W 3RD ST, CENTRALIA, WA 98531-3137
Document Number	0003505852
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1101 W 3RD ST CENTRALIA WA 985313137, CENTRALIA, WA 98531-3137

Mortgage

Document Number	0003505852
Date	Jul 19, 2019
Instrument	3505852

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	May 1, 2017
Property Address	1101 W 3RD ST, CENTRALIA, WA 98531-3137
Document Number	0003464659
Instrument Date	Apr 28, 2017
Instrument	3464659
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,917.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 W 3RD ST, CENTRALIA, WA 98531-3137

Mortgage

Document Number	0003464660
Date	May 1, 2017
Instrument	3464660

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$554,500 (-) Land $85,000 Building $469,500	$554,500 (-) Land $85,000 Building $469,500
2024	$3,635.00 (-20.06%)	$554,500 Land $85,000 Building $469,500	$554,500 Land $85,000 Building $469,500
2023	$4,547.00
2022		$554,500 Land $85,000 Building $469,500	$554,500 Land $85,000 Building $469,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1101 W 3rd St; there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1990–2009)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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