1101 W 12th St, Lorain, OH 44052 Property Records

Lorain County property record for 1101 W 12th St, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,119 sqft · built 1919
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$74,000 (Aug 2005)
Tax Bill$232 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN003143-4

Property Details

APN / Parcel Number

Primary APN003143-4
Alternative APN
  • 02-01-006-121-023

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,119 sqft Living Area
Gross Area1,695 sqft
1st Floor Area658 sqft
Upper Floors Area461 sqft
Basement Area576 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1984
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions138 ft deep x 40 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area72 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number003143-4
Street Address1101 W 12TH ST
CityLORAIN
StateOH
Zip44052-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERKINS TR 39.66 X 138 S/L 91 LOT # 91
Legal SubdivisionPERKINS TR
Legal Tract01
Legal Block121
Legal Lot Number91
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group3
Census Block3012
Census Tract22400

Owner

1101 W 12th St is owned and occupied by an individual who bought it in August 2005.

Source: Lorain County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1101 W 12TH ST, LORAIN, OH 44052-1524
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2005 · Amount on File
Deed SaleAug 31, 2005 · Amount on File
Prior SaleMar 31, 2004 · Amount on File
Deed Document Number200595322
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1101 W 12TH ST, LORAIN, OH 44052-1524
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 W 12TH ST, LORAIN, OH 44052-1524

Mortgage

Document Number0000925802
DateAug 15, 2023
Instrument2023-0925802
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term332 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1101 W 12th St was $232 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$232.00 Homeowner's exemption$26,890 (+0.01%) Land $3,720 Building $23,170$76,820 (-) Land $10,620 Building $66,200
2024$232.00 (-43.83%)$26,887 (+56.32%) Land $3,717 Building $23,170$76,820 (+56.33%) Land $10,620 Building $66,200
2023$413.00 (-4.18%)$17,200 (-) Land $3,539 Building $13,661$49,140 Land $10,110 Building $39,030
2022$431.00$17,200 Land $3,540 Building $13,660
2021$49,140 Land $10,110 Building $39,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1101 W 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1101 W 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Breezeline, T-Mobile.

Nearby Properties on W 12th St

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