1101 Sterling St, Borger, TX 79007 Property Records

Hutchinson County property record for 1101 Sterling St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,028 sqft
Lot Size	0.169 acres (7,349 sqft)
Owner	2 Individual Names on File
Last Sale	$77,140 (Oct 2022)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	Oct 2022 Mortgage
APN	`01570-00017-04700-000000`

Property Details

APN / Parcel Number

Primary APN	`01570-00017-04700-000000`
Alternative APN	`3740`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	1,954 sqft

Exterior

Lot Area	7,349 sqft (0.169 acres)
Lot Dimensions	105 ft deep x 70 ft wide
Garage Area	884 sqft
Porch	Porch
Porch Area	42 sqft

Location & Zoning

Account Number	01570-00017-04700-000000
Street Address	1101 STERLING ST
City	BORGER
State	TX
Zip	79007-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47 BLK 17 GATEWAY HTS
Legal Subdivision	GATEWAY HEIGHTS
Legal Block	17
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	3
Census Block	3014
Census Tract	950600

Owner

1101 Sterling St is owned and occupied by two individuals who bought it in October 2022.

Source: Hutchinson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1101 STERLING ST, BORGER, TX 79007-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	2022383660
Deed Book / Page	2321 / 194
Prior Transfer Date	Sep 23, 2015
Prior Transfer Doc	0000360532
Record Updated	Oct 29, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Oct 17, 2022
Property Address	1101 STERLING ST, BORGER, TX 79007-2320
Document Number	002321/194
Book / Page	2321 / 194
Map Reference	VOL 1 PG 61
Instrument Date	Oct 17, 2022
Instrument	383660
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 STERLING ST, BORGER, TX 79007-2320

Mortgage

Document Number	0000383661
Date	Oct 17, 2022
Instrument	383661

Lender

Name	JOSE PADILLA
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 17, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1101 Sterling St was $1,550 with a homeowner's exemption, up 132.4% from the year before.

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00 (+132.38%) Homeowner's exemption	$63,180 (-15.87%)	$75,100 (-) Land $3,500 Building $71,600
2025	$667.00 Homeowner's exemption	$75,100 Land $3,500 Building $71,600	$75,100 Land $3,500 Building $71,600
2023		$68,960 Land $3,500 Building $65,460	$68,960 Land $3,500 Building $65,460
2022	$1,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1101 Sterling St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Sterling St is moderate, ranking above 57% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Pathwayz Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
AW Broadband Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20