1101 School St, #12, Toronto, OH 43964 Property Records

Jefferson County property record for 1101 School St, #12, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,864 sqft · built 1994
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Sep 2023)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01503-001`

Property Details

APN / Parcel Number

Primary APN	`13-01503-001`
Alternative APN	`01503`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,864 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Multi-Family
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1101 SCHOOL ST, 12
City	TORONTO
State	OH
Zip	43964-1078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-3-30 113-A LAND 0.112A MAP-13-9-133A SPLIT
Legal Subdivision	BANFIELD IMPROVEMENT COMPANY SUBDIVISION
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	3
Census Block	3016
Census Tract	11300

Owner

1101 School St, #12 is owned and occupied by two individuals who bought it in September 2023.

Source: Jefferson County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1101 SCHOOL ST, TORONTO, OH 43964-1078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL
Sep 19, 2023	Deed, Transfer · Conventional Mortgage HANCOCK COUNTY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Deed Document Number	2023389520
Deed Book / Page	1522 / 5384
Prior Transfer Date	Sep 12, 2023
Prior Transfer Doc	01522/5384
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OH
Recording Date	Jun 25, 2026
Property Address	1101 SCHOOL ST, 12, TORONTO, OH 43964-1078
Document Number	0000414065
Book / Page	1545 / 3680
Instrument Date	Jun 19, 2026
Instrument	2026414065
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	1101 1/2 SCHOOL ST, TORONTO, OH 43964-1078

Mortgage

Document Number	0000414065,
Date	Jun 25, 2026
Book Page	1545/3680
Instrument	2026414065

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.51%
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON OH
Recording Date	Sep 19, 2023
Property Address	1101 SCHOOL ST # 12, 12, TORONTO, OH 43964-1078
Document Number	01522/5384
Book / Page	1522 / 5384
Map Reference	MB 5 PG 12
Instrument Date	Sep 12, 2023
Instrument	389520
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1101 SCHOOL ST # 12, 12, TORONTO, OH 43964-1078

Mortgage

Document Number	0000389521
Date	Sep 19, 2023
Instrument	389521

Lender

Name	HANCOCK COUNTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1101 School St, #12 was $3,449 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,449.00	$82,394 Land $3,157 Building $79,237
2024			$235,410 Land $9,020 Building $226,390
2022	$3,939.00 Homeowner's exemption	$58,965 Land $3,395 Building $55,570
2021			$168,470 Land $9,700 Building $158,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1101 School St, #12 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 School St, #12 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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