San Joaquin County property record for 1101 Saratoga Ct, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,235 sqft · built 1990 |
| Lot Size | 0.16 acres (6,973 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,758 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-090-370-000 |
| Primary APN | 242-090-370-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,235 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,973 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 242-090-37 |
|---|---|
| Street Address | 1101 SARATOGA CT |
| City | TRACY |
| State | CA |
| Zip | 95376-9388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2276 LOT 37 |
| Legal Subdivision | HEARTHSTONE |
| Legal Tract | 2276 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5216 |
1101 Saratoga Ct is owned and occupied by an individual who acquired it in October 2000.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Mar 2, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| May 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 1998 |
| Deed Sale | Sep 21, 1998 |
| Prior Sale | Dec 5, 1997 · Amount on File |
| Deed Document Number | 1998111111 |
| Last Transfer Date | Oct 16, 2000 |
| Transfer Doc | 0000122021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Document Number | 0000080309 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022-080309 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Document Number | 0000121399 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-121399 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Document Number | 0000038435 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021-038435 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000048981 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 2017-048981 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Document Number | 0000001465 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021-001465 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1101 SARATOGA CT, TRACY, CA 95376-9388 |
| Document Number | 0000054512 |
| Instrument Date | May 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1101 SARATOGA CT TRACY CA 953769388, TRACY, CA 95376-9388 |
| Document Number | 0000054512 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 54512 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2050 |
The 2026 property tax bill for 1101 Saratoga Ct was $4,758 with a homeowner's exemption, up 0.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,758.00 (+0.06%) | ||
| 2025 | $4,755.00 Homeowner's exemption | $403,523 Land $87,814 Building $315,709 | |
| 2023 | $4,317.00 (+2.15%) Homeowner's exemption | $387,855 Land $84,405 Building $303,450 | $679,590 |
| 2022 | $4,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1101 Saratoga Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1101 Saratoga Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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