1101 Sand Bar Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 1101 Sand Bar Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1972
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2012)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`292-0392-006-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0392-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1101 SAND BAR CIR
City	CARMICHAEL
State	CA
Zip	95608-6139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DEL DAYO ESTATES 15, LOT 45
Legal Subdivision	DEL DAYO ESTATES 15
Legal Lot Number	45
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2017
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1101 SAND BAR CIR, CARMICHAEL, CA 95608-6139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2012 · Amount on Record
Deed Sale	Oct 23, 2012 · Amount on Record
Prior Sale	Aug 23, 2012 · Amount on Record
Deed Book / Page	20121023 / 1548
Prior Transfer Date	Sep 28, 2004
Prior Transfer Doc	2004001629
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1101 SAND BAR CIR, CARMICHAEL, CA 95608-6139
Document Number	2008210951
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1101 SAND BAR CIR CARMICHAEL CA 956086139, CARMICHAEL, CA 95608-6139

Mortgage

Document Number	2008210951
Date	Aug 21, 2020
Instrument	2008210951

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1101 SAND BAR CIR, CARMICHAEL, CA 95608-6139
Document Number	1806250774
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1101 SAND BAR CIR CARMICHAEL CA 956086139, CARMICHAEL, CA 95608-6139

Mortgage

Document Number	1806250774
Date	Jun 25, 2018
Instrument	1806250774

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,284 (+2%) Land $282,606 Building $219,678
2025	$5,961.00 (+0.98%) Homeowner's exemption	$492,436 (+4.04%) Land $277,065 Building $215,371
2024	$5,903.00 (+2.57%)
2023	$5,755.00 (+0.58%) Homeowner's exemption	$473,316 Land $266,307 Building $207,009
2022	$5,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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