1101 S Zero St, Fort Smith, AR 72901 Property Records

Sebastian County property record for 1101 S Zero St, Fort Smith, AR 72901

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,750 sqft · built 2005
Lot Size	0.503 acres (21,911 sqft)
Owner	Company Name on Record
Tax Bill	$5,551 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11811-0005-00000-00`

Property Details

APN / Parcel Number

Primary APN	`11811-0005-00000-00`
Alternative APN	`85422`

Interior

Stories	1 Story
Building Area	8,750 sqft Total Area

Exterior

Year Built	Built 2005
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Metal
Lot Area	21,911 sqft (0.503 acres)
Fence	Fence
Canopy	1,525 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	85422
Street Address	1101 S ZERO ST
City	FORT SMITH
State	AR
Zip	72901-8851
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	TRACT E-1A
Legal Range	32
Legal Township	08
Legal Section	32
Legal Subdivision	CROSSROADS
Legal Lot Number	E-1A
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1028
Census Tract	1202

Owner

Source: Sebastian County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6129 HIGHWAY 71 S, FORT SMITH, AR 72908-7426
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2004
Deed Sale	May 21, 2004
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	1101 S ZERO ST, FORT SMITH, AR 72901-8851
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018F03832
Date	Feb 20, 2018
Instrument	2018F-03832

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 14, 2021

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	1101 S ZERO ST, FORT SMITH, AR 72901-8851
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018F06212
Date	Mar 22, 2018
Instrument	2018F-06212

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 19, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	1101 S ZERO ST, FORT SMITH, AR 72901-8851
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023F17085
Date	Aug 28, 2023
Instrument	2023F-17085

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,551.00 (+10.01%)	$134,597 (+54.83%) Land $16,434 Building $118,163	$672,985 (+54.83%) Land $82,170 Building $590,815
2023	$5,046.00	$86,930 Land $13,150 Building $73,780	$434,650 Land $65,750 Building $368,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1985–1990)
Most Recent Claim	May 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Cox Communications, Dobson Fiber.

Nearby Properties on S Zero St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures