1101 Rick Rd, Reading, PA 19605 Property Records

Berks County property record for 1101 Rick Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1855
Lot Size	4.08 acres (177,725 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,685 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4389-04-84-8110`

Property Details

APN / Parcel Number

Primary APN	`4389-04-84-8110`
Alternative APNs	`27-4389-04-84-8110` `27094208` `094208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Exterior Material	Aluminum/Vinyl
Lot Area	177,725 sqft
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27094208
Street Address	1101 RICK RD
City	READING
State	PA
Zip	19605-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	84
Legal Lot Number	A
Jurisdiction	BERKS PA
Township / Civil Division	BERN
Census Block Group	2
Census Block	2056
Census Tract	10304

Owner

Source: Berks County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1101 RICK RD, READING, PA 19605-9304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage DISCOVERY FEDERAL CREDIT UNION
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit DISCOVERY FCU
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage DISCOVERY FEDERAL CU
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 1984
Deed Sale	Jun 29, 1984
Deed Book / Page	1855 / 58
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Aug 24, 2026
Property Address	1101 RICK RD, READING, PA 19605-9304
Document Number	0000028104
Instrument Date	Aug 19, 2026
Instrument	202628104
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 RICK RD, READING, PA 19605-9304

Mortgage

Document Number	0000028104,
Date	Aug 24, 2026
Instrument	202628104

Lender

Name	DISCOVERY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 24, 2031

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1101 RICK RD, READING, PA 19605-9304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008773
Date	Mar 10, 2020
Instrument	2020008773

Lender

Name	DISCOVERY FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1101 RICK RD, READING, PA 19605-9304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047623
Date	Dec 22, 2017
Instrument	2017047623

Lender

Name	DISCOVERY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2022

Interest

Rate Type	Fixed Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Sep 18, 2017
Property Address	1101 RICK RD, READING, PA 19605-9304
Document Number	0000034339
Instrument Date	Sep 14, 2017
Instrument	34339
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1101 RICK RD READING PA 196059304, READING, PA 19605-9304

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Bern Township
Unified School District	Schuylkill Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,685.00 (+17.01%) Homeowner's exemption	$104,500 (-) Land $39,200 Building $65,300	$39,200 (-62.49%) Land $39,200
2024	$1,440.00	$104,500 Land $39,200 Building $65,300
1994			$104,500 Land $39,200 Building $65,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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