1101 Mill Creek Rd, Fallston, MD 21047 Property Records

Harford County property record for 1101 Mill Creek Rd, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,776 sqft · built 1974
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$408,000 (Sep 2019)
Tax Bill	$5,479 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-096289`

Property Details

APN / Parcel Number

Primary APN	`03-096289`
Alternative APNs	`3096289` `096289`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,776 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.31 acres)
Lot Dimensions	241 ft deep x 285 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	266 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	096289
Street Address	1101 MILL CREEK RD
City	FALLSTON
State	MD
Zip	21047-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 66 51/285X241 1101 MILL CREEK ROAD VILG CARRS MILL P 21/13
Legal Subdivision	MILL CREEK
Legal Lot Number	66,1101
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1018
Census Tract	303300

Owner

1101 Mill Creek Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1101 MILL CREEK RD, FALLSTON, MD 21047-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Sep 4, 2019	Deed, Transfer · Conventional Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Jun 11, 1986 · Amount on File
Deed Book / Page	13425 / 56
Prior Transfer Date	Mar 21, 1986
Prior Transfer Doc	1318000481
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1101 MILL CREEK RD, FALLSTON, MD 21047-1721
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143840497
Date	Jan 6, 2021
Book Page	14384/497

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 4, 2019
Property Address	1101 MILL CREEK RD, FALLSTON, MD 21047-1721
Document Number	0134250056
Book / Page	13425 / 0056
Map Reference	PL 21 FO 13
Instrument Date	Aug 2, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	858 WEST 22ND STREET, BALTIMORE, MD 21211

Mortgage

Document Number	0001342563
Date	Sep 4, 2019
Instrument	13425/63

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1101 Mill Creek Rd was $5,479 with a homeowner's exemption, up 10.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,479.00 (+10.84%) Homeowner's exemption	$497,233	$515,900 Land $113,800 Building $402,100
2025	$4,943.00 Homeowner's exemption
2023		$432,700	$487,900 Land $113,800 Building $374,100
2022	$4,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1101 Mill Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Mill Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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