1101 Jay St, Waterford, MI 48327 Property Records

Oakland County property record for 1101 Jay St, Waterford, MI 48327

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,848 sqft · built 1995
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Apr 2024)
Tax Bill	$5,802 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W-13-32-200-052`

Property Details

APN / Parcel Number

Primary APN	`W-13-32-200-052`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	1,492 sqft
Unfinished Basement	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	116,741 sqft (2.68 acres)
Lot Dimensions	517 ft deep x 225 ft wide
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1101 JAY ST
City	WATERFORD
State	MI
Zip	48327-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 32 SUPERVISOR'S PLAT NO 56 PART OF LOT 8 BEG AT PT DIST N 89-42-14 E 205.33 FT FROM SW LOT COR, TH N 29-09-00 E
Legal Range	09E
Legal Township	03N
Legal Section	32
Legal Subdivision	SUPERVISORS
Legal Lot Number	8
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3002
Census Tract	145502

Owner

1101 Jay St is owned and occupied by two individuals who bought it in April 2024.

Source: Oakland County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1101 JAY ST, WATERFORD, MI 48327-2928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Prior Sale	Dec 11, 2001 · Amount on File
Deed Document Number	202444713
Deed Book / Page	59307 / 209
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 23, 2024
Property Address	1101 JAY ST, WATERFORD, MI 48327-2928
Document Number	0000044713
Book / Page	59307 / 209
Map Reference	LB 65 PG 12
Instrument Date	Apr 10, 2024
Instrument	44713
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 JAY ST, WATERFORD, MI 48327-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 JAY ST, WATERFORD, MI 48327-2928

Mortgage

Document Number	0000041568
Date	Apr 15, 2024
Book Page	59289/389
Instrument	41568

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1101 Jay St was $5,802 with a homeowner's exemption, up 7.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,802.00 (+7.38%) Homeowner's exemption	$271,600	$543,200
2024	$5,403.00
2023		$223,630	$447,260
2021	$4,769.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1101 Jay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Jay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20