Cleveland County property record for 1101 Hearthstone, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,603 sqft · built 2002 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (May 2018) |
| Tax Bill | $4,995 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29BRH36 7 2001 |
| Primary APN | NC29BRH36 7 2001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,603 sqft Living Area |
| Gross Area | 3,313 sqft |
| 1st Floor Area | 1,859 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 566 sqft |
| Deck Area | Deck Area |
| Patio Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 103964 |
|---|---|
| Street Address | 1101 HEARTHSTONE |
| City | NORMAN |
| State | OK |
| Zip | 73072-3974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKHAVEN 36 LT 2 BLK 7 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 27 |
| Legal Subdivision | BROOKHAVEN 36 |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 201512 |
1101 Hearthstone is owned and occupied by two individuals who acquired it in March 2020.
Source: Cleveland County records, as of April 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1101 HEARTHSTONE, NORMAN, OK 73072-3974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2020 | Quit Claim Deed, Transfer CROSSCOUNTRY MTG |
| May 2, 2018 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FIN'L |
| Mar 9, 2018 | Trustee's Deed, Construction Loan · Line of Credit FIRST FIDELITY BK |
| Dec 6, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on File |
| Deed Sale | May 2, 2018 · Amount on File |
| Prior Sale | Dec 6, 2017 · Amount on File |
| Deed Document Number | 201813192 |
| Deed Book / Page | 5796 / 12 |
| Last Transfer Date | Mar 24, 2020 |
| Transfer Doc | 0000011743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 21, 2020 |
| Property Address | 1101 HEARTHSTONE, NORMAN, OK 73072-3974 |
| Document Number | 0000011743 |
| Book / Page | 006045 / 001008 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 11743 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1101 HEARTHSTONE NORMAN OK 730723974, NORMAN, OK 73072-3974 |
| Document Number | 11744 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 006045/001011 |
| Instrument | 11744 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 20, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 2, 2018 |
| Property Address | 1101 HEARTHSTONE, NORMAN, OK 73072-3974 |
| Document Number | 0000013192 |
| Book / Page | 005796 / 000012 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 13192 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1101 HEATHSTONE NORMAN OK 73072, NORMAN, OK 73072 |
| Document Number | 13193 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 005796/000014 |
| Instrument | 13193 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2033 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Mar 9, 2018 |
| Property Address | 1101 HEARTHSTONE, NORMAN, OK 73072-3974 |
| Book / Page | 005776 / 000894 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 6889 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1101 HEARTHSTONE NORMAN OK 730723974, NORMAN, OK 73072-3974 |
| Document Number | 0000006889 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 005776/000894 |
| Instrument | 6889 |
| Name | FIRST FIDELITY BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73123-0482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 8, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Dec 6, 2017 |
| Property Address | 1101 HEARTHSTONE, NORMAN, OK 73072-3974 |
| Document Number | 0000039913 |
| Book / Page | 005748 / 000993 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 39913 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $495.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1101 HEARTHSTONE NORMAN OK 730723974, NORMAN, OK 73072-3974 |
The 2025 property tax bill for 1101 Hearthstone was $4,995 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,995.00 Homeowner's exemption | $42,633 Land $8,196 Building $34,437 | $457,753 Land $88,000 Building $369,753 |
| 2023 | $4,706.00 Homeowner's exemption | $40,185 Land $8,515 Building $31,670 | $415,288 Land $88,000 Building $327,288 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1101 Hearthstone in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1101 Hearthstone is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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