Mercer County property record for 1101 Harbor Point Dr, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,802 sqft · built 2020 |
| Lot Size | 0.365 acres (15,912 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Sep 2019) |
| Tax Bill | $5,083 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-251700.0000 |
| Primary APN | 26-251700.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| Gross Area | 1,722 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 15,912 sqft (0.365 acres) |
| Lot Dimensions | 234 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Street Address | 1101 HARBOR POINT DR |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR POINT LOT 69 & W PT LOT 68 & STATE PARCEL 54-43 ALSO LAND BETWEEN THESE |
| Legal Subdivision | HARBOR POINT |
| Legal Lot Number | 69,68 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 967600 |
1101 Harbor Point Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1101 HARBOR POINT DR, CELINA, OH 45822-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Apr 16, 2020 | Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES BANK CO |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Sep 30, 2019 | Fiduciary Deed, Transfer |
| Sep 30, 2019 | Survivorship Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on File |
| Deed Sale | Sep 30, 2019 · Amount on File |
| Deed Document Number | 20194356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1101 HARBOR POINT DR, CELINA, OH 45822-2624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1101 HARBOR POINT DR, CELINA, OH 45822-2624 |
| Document Number | 202600001299 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 202600001299 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 24, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1101 HARBOR POINT DR, CELINA, OH 45822-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000001847 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 202000001847 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 4, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1101 HARBOR POINT DR, CELINA, OH 45822-2624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100002481 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 202100002481 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 30, 2019 |
| Property Address | 1101 HARBOR POINT DR, CELINA, OH 45822-2624 |
| Document Number | 201900004356 |
| Map Reference | MB 4 PG 25 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 201900004356 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2320 E WAYNE ST, CELINA, OH 45822-7305 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 30, 2019 |
| Property Address | 1101 HARBOR POINT DR, CELINA, OH 45822-2624 |
| Document Number | 201900004357 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 201900004357 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2220 E WAYNE ST, CELINA, OH 45822-7300 |
The 2025 property tax bill for 1101 Harbor Point Dr was $5,083.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,083.00 | $116,100 (-) Land $17,960 Building $98,140 | |
| 2024 | $5,083.00 (+0.08%) | $116,100 (-) Land $17,960 Building $98,140 | |
| 2023 | $5,079.00 (+9.04%) | $116,100 (+26.55%) Land $17,960 Building $98,140 | $331,700 Land $51,300 Building $280,400 |
| 2022 | $4,658.00 | $91,740 Land $13,690 Building $78,050 | |
| 2020 | $262,100 Land $39,100 Building $223,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1101 Harbor Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1101 Harbor Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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