1101 Forest Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 1101 Forest Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,861 sqft · built 1980
Lot Size	0.523 acres (22,799 sqft)
Owner	2 Individual Names on File
Last Sale	$195,500 (Mar 2004)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-5774-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-5774-3`
Alternative APNs	`03-1S-22-5001-000B-0010` `22S1035001000B0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,861 sqft Living Area
Gross Area	2,741 sqft
1st Floor Area	1,861 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	22,799 sqft (0.523 acres)
Lot Width	149 ft Width
Garage Type	Attached
Garage Area	484 sqft
Porch	Screened/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1101 FOREST RD
City	NICEVILLE
State	FL
Zip	32578-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LE CHATEAU LOT 1 BLK B
Legal Range	22W
Legal Township	01S
Legal Section	03
Legal Subdivision	LE CHATEAU
Legal Block	B
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	4
Census Block	4000
Census Tract	20900

Owner

1101 Forest Rd is owned and occupied by two individuals who bought it in March 2004.

Source: Okaloosa County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1101 FOREST RD, NICEVILLE, FL 32578-1741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 17, 2017	Deed of Trust, Mortgage · VA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2004 · Amount on File
Deed Sale	Mar 2, 2004 · Amount on File
Prior Sale	Sep 30, 2002 · Amount on File
Deed Document Number	20042100404
Deed Book / Page	2512 / 2722
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1101 FOREST RD, NICEVILLE, FL 32578-1741
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 FOREST RD, NICEVILLE, FL 32578-1741

Mortgage

Document Number	0035282188
Date	Feb 26, 2021
Book Page	3528/2188
Instrument	3433414

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1101 FOREST RD, NICEVILLE, FL 32578-1741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032912439
Date	Mar 17, 2017
Book Page	3291/2439
Instrument	3123597

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	HAMPSTEAD, MD 21074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1101 Forest Rd was $2,790 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00 Homeowner's exemption	$256,077	$361,902 Land $152,627 Building $209,275
2023	$2,633.00 (+10.58%) Homeowner's exemption	$241,612 (+9.49%)	$343,264 (+10.46%) Land $134,684 Building $208,580
2022	$2,381.00 Homeowner's exemption	$220,668	$310,747 Land $128,271 Building $182,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1101 Forest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Forest Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

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