1101 Ferry St, Niles, MI 49120 Property Records

Berrien County property record for 1101 Ferry St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 1946
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Oct 2023)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`72-0850-0178-00-1`

Property Details

APN / Parcel Number

Primary APN	`72-0850-0178-00-1`
Alternative APN	`11-72-0850-0178-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Basement Area	1,146 sqft
Unfinished Basement	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1101 FERRY ST
City	NILES
State	MI
Zip	49120-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 178 JACOB BEESONS SECOND ADD TO NILES
Legal Subdivision	JACOB BEESONS SECOND ADD
Legal Lot Number	178
Legal Unit	178
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2014
Census Tract	20900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 FERRY ST, NILES, MI 49120-2556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 25, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 2, 2023	Sheriff's Deed, Foreclosure
Jan 27, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Aug 25, 2023 · Amount on Record
Deed Document Number	2023390323
Deed Book / Page	3413 / 1600
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 3, 2023
Property Address	1101 FERRY ST, NILES, MI 49120-2556
Document Number	03413/1600
Book / Page	3413 / 1600
Map Reference	LB 1 PG 88
Instrument Date	Sep 27, 2023
Instrument	2023390323
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,192.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24561 US HIGHWAY 12, EDWARDSBURG, MI 49112-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 FERRY ST, NILES, MI 49120-2556

Mortgage

Document Number	2023390324
Date	Oct 3, 2023
Instrument	2023390324

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 25, 2023
Property Address	1101 FERRY ST, NILES, MI 49120-2556
Document Number	03410/3213
Book / Page	3410 / 3213
Map Reference	LB 1 PG 88
Instrument Date	Jul 26, 2023
Instrument	2023387644
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24561 US HWY, EDWARDSBURG, MI 49112-8503

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 2, 2023
Property Address	1101 FERRY ST, NILES, MI 49120-2556
Document Number	03397/3235
Book / Page	3397 / 3235
Map Reference	LB L PG 88
Instrument Date	Jan 27, 2023
Instrument	2023372184
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 FERRY ST, NILES, MI 49120-2556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 E FRONT ST, BUCHANAN, MI 49107-1444

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 27, 2023
Property Address	1101 FERRY ST, NILES, MI 49120-2556
Document Number	03397/1898
Book / Page	3397 / 1898
Map Reference	LB L PG 88
Instrument Date	Jan 26, 2023
Instrument	2023371859
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$3.75
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 FERRY ST, NILES, MI 49120-2556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81, SAINT JOSEPH, MI 49085-0081
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 8, 2021
Property Address	1101 FERRY ST, NILES, MI 49120-2556
Document Number	03343/1297
Book / Page	3343 / 1297
Map Reference	LB L PG 88
Instrument Date	Aug 23, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1101 FERRY ST, NILES, MI 49120-2556

Mortgage

Document Number	0033431300
Date	Sep 8, 2021
Instrument	3343/1300

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,500 (+35.55%)	$167,000 (+35.55%)
2025	$2,716.00 (+31.02%)
2023		$61,600 (+26.23%)	$123,200 (+26.23%)
2022	$2,073.00 (+52.76%) Homeowner's exemption	$48,800	$97,600
2021	$1,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

Nearby Properties on Ferry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures