1101 Cypress Point Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1101 Cypress Point Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,793 sqft · built 2000
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$415,100 (Oct 2020)
Tax Bill	$5,574 (2025)
Deeds & Mortgages	Feb 2023 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T002400279`

Property Details

APN / Parcel Number

Primary APN	`T002400279`
Alternative APN	`2-0060-8224-00-0265.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,793 sqft Living Area
Gross Area	5,288 sqft
1st Floor Area	2,266 sqft
Basement Area	2,182 sqft
Finished Basement	1,527 sqft
Unfinished Basement	655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T002400279
Street Address	1101 CYPRESS POINT DR
City	O FALLON
State	MO
Zip	63366-5582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK #6 LOT 265
Legal Subdivision	TURTLE CREEK #6
Legal Lot Number	265
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1008
Census Tract	311712

Owner

1101 Cypress Point Dr is owned and occupied by two individuals who acquired it in February 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1101 CYPRESS POINT DR, O FALLON, MO 63366-5582
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Beneficiary Deed, Transfer
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202082529
Last Transfer Date	Feb 8, 2023
Transfer Doc	0000005375
Record Updated	Oct 29, 2026

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2023
Property Address	1101 CYPRESS POINT DR, O FALLON, MO 63366-5582
Document Number	0000005375
Map Reference	MB 36 PG 28
Instrument Date	Feb 8, 2023
Instrument	2023R-005375
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 CYPRESS POINT DR, O FALLON, MO 63366-5582

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1101 CYPRESS POINT DR, O FALLON, MO 63366-5582

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2020
Property Address	1101 CYPRESS POINT DR, O FALLON, MO 63366-5582
Document Number	0000082529
Map Reference	MB 36 PG 28
Instrument Date	Oct 20, 2020
Instrument	2020R-082529
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 BROOK MONT DR, O FALLON, MO 63366-4258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 CYPRESS POINT DR, O FALLON, MO 63366-5582

Mortgage

Document Number	0000082530
Date	Oct 29, 2020
Instrument	2020R-082530

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1101 CYPRESS POINT DR, O FALLON, MO 63366-5582
Document Number	0067110658
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1101 CYPRESS POINT DR O FALLON MO 633665582, O FALLON, MO 63366-5582

Mortgage

Document Number	0067110658
Date	Mar 13, 2017
Book Page	006711/000658
Instrument	151060

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 12, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1101 Cypress Point Dr was $5,574.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,031 (-)	$458,059 (-) Land $61,540 Building $396,519
2025	$5,574.00	$87,031	$458,059 Land $61,540 Building $396,519
2023		$81,670
2022			$429,843 Land $50,000 Building $379,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1101 Cypress Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Cypress Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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