Kane County property record for 1101 Cottage Cv, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,884 sqft · built 1998 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,500 (Jul 1998) |
| Tax Bill | $9,695 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-330-012 |
| Primary APN | 06-28-330-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,826 sqft |
| Basement Area | 942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1101 COTTAGE CV |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-8577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARTLAND MEADOWS UNIT 9 (WILLOW BAY) LOT 779 |
| Legal Subdivision | HEARTLAND MEADOWS |
| Legal Block | 3 |
| Legal Lot Number | 779 |
| Legal Unit | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851907 |
1101 Cottage Cv is owned and occupied by two individuals who bought it in July 1998.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1101 COTTAGE CV, ELGIN, IL 60123-8577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 1998 · Amount on File |
| Deed Sale | Jul 8, 1998 · Amount on File |
| Deed Document Number | 199859690 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1101 Cottage Cv was $9,695 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,695.00 Homeowner's exemption | $135,092 (+8.57%) Land $30,744 Building $104,348 | $405,438 (+8.57%) Land $92,269 Building $313,169 |
| 2024 | $124,428 Land $28,317 Building $96,111 | $373,433 Land $84,985 Building $288,448 | |
| 2022 | $8,306.00 (+4.41%) Homeowner's exemption | $102,499 (+6.96%) Land $23,326 Building $79,173 | $307,497 (+6.96%) Land $69,978 Building $237,519 |
| 2021 | $7,955.00 Homeowner's exemption | $95,829 Land $21,808 Building $74,021 | $287,487 Land $65,424 Building $222,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1101 Cottage Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1101 Cottage Cv is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Metronet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures