1101 13th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1101 13th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,318 sqft · built 1954
Lot Size	0.192 acres (8,379 sqft)
Owner	Individual Name on Record
Last Sale	$185,500 (May 2026)
Tax Bill	$3,772 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0153-00200`

Property Details

APN / Parcel Number

Primary APN	`090-0153-00200`
Alternative APNs	`1133856` `1197354`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,318 sqft Gross Area
1st Floor Area	1,318 sqft
Basement Area	241 sqft
Finished Basement	241 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,379 sqft (0.192 acres)
Garage Area	276 sqft

Exterior Amenities

Porch	Slab
Porch Area	81 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1197354
Street Address	1101 13TH ST S
City	VIRGINIA
State	MN
Zip	55792-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0001 BLOCK:002 SERIAL #
Legal Subdivision	SUNSET ADDITION TO VIRGINIA
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3037
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 13TH ST S, VIRGINIA, MN 55792-3235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 25, 2022	Warranty Deed, Transfer · FHA Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	20261101476
Prior Transfer Date	Aug 17, 2005
Prior Transfer Doc	0000805137
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 13, 2026
Property Address	1101 13TH ST S, VIRGINIA, MN 55792-3235
Document Number	0001101476
Instrument Date	Apr 24, 2026
Instrument	2026.1101476
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,827.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1101 13TH ST S, VIRGINIA, MN 55792-3235

Mortgage

Document Number	0001101477,
Date	May 13, 2026
Instrument	2026.1101477

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 25, 2022
Property Address	1101 13TH ST S, VIRGINIA, MN 55792-3235
Document Number	0001059230
Instrument Date	Jul 15, 2022
Instrument	1059230
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	UP NORTH TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 13TH ST S, VIRGINIA, MN 55792-3235

Mortgage

Document Number	0001059231
Date	Jul 25, 2022
Instrument	1059231

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0001059232
Date	Jul 25, 2022
Instrument	1059232

Lender

Name	ST LOUIS COUNTY
Type	Government Agency
Address	VIRGINIA, MN 55792

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,772.00 (+103.45%) Homeowner's exemption
2025	$1,854.00 (-10.78%) Homeowner's exemption	$176,100 (+18.19%) Land $9,600 Building $166,500	$176,100 (+18.19%) Land $9,600 Building $166,500
2024	$2,078.00	$149,000 (+15.86%) Land $8,200 Building $140,800	$149,000 (+15.86%) Land $8,200 Building $140,800
2022		$128,600 Land $8,200 Building $120,400	$128,600 Land $8,200 Building $120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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