1101 12th St, Bellingham, WA 98225 Property Records

Whatcom County property record for 1101 12th St, Bellingham, WA 98225

Property Summary

Property Type	Triplex
Details	6 bd · 6 ba · 3,806 sqft · built 2018
Lot Size	0.137 acres (5,998 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,819 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77137`

Property Details

APN / Parcel Number

Primary APN	`77137`
Alternative APNs	`370201 149174 0000` `16007`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,806 sqft Living Area
1st Floor Area	1,718 sqft
2nd Floor Area	2,088 sqft
Basement Area	944 sqft
Finished Basement	944 sqft

Exterior

Year Built	Built 2018
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.137 acres)
Garage Type	Attached
Garage Area	1,247 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	162 sqft
Deck Area	660 sqft
Balcony	Balcony
Balcony Area	104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	77137
Street Address	1101 12TH ST
City	BELLINGHAM
State	WA
Zip	98225-6617
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RM2.0
Legal Description	FAIRHAVEN AM LOT 8 BLK 14-TOG WI VAC S 10 FT KNOX AVE ABTG
Legal Range	02
Legal Township	37
Legal Section	01
Legal Subdivision	FAIRHAVEN AM
Legal Block	14
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2023
Census Tract	1101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1206 KNOX AVE, BELLINGHAM, WA 98225-6657
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jul 24, 2017	Deed of Trust, Mortgage NORTH COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1101 12TH ST, BELLINGHAM, WA 98225-6617
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210604237
Date	Jun 24, 2021
Instrument	2021-0604237

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1101 12TH ST, BELLINGHAM, WA 98225-6617
Document Number	2170702869
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1101 12TH ST BELLINGHAM WA 982256617, BELLINGHAM, WA 98225-6617

Mortgage

Document Number	2170702869
Date	Jul 25, 2017
Instrument	702869

Lender

Name	NORTH COAST CU
Type	Credit Union
Address	1100 DUPONT ST, BELLINGHAM, WA 98225-3113

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,819.00 (+37.19%)	$2,056,515 (+19.96%) Land $604,500 Building $1,452,015	$2,056,515 (+19.96%) Land $604,500 Building $1,452,015
2022		$1,714,316 Land $595,680 Building $1,118,636	$1,714,316 Land $595,680 Building $1,118,636
2021	$12,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, CenturyLink.

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