1101 12th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1101 12th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 636 sqft · built 1947
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$74,000 (Aug 2020)
Tax Bill	$1,261 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-50939-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50939-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	636 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Width	38 ft Width
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	1101 12TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 001 BLK 014 SOUTH SIDE PARK ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	SOUTH SIDE PARK ADD
Legal Block	14
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1030
Census Tract	301

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10128 S SHORE DR, MINNEAPOLIS, MN 55441-5013
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Construction Mortgage GRANITE BANK
Jan 6, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 19, 2020	Warranty Deed, Transfer
May 15, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20201577819
Prior Transfer Date	May 8, 2019
Prior Transfer Doc	00A1543568
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 10, 2026
Property Address	1101 12TH AVE S, SAINT CLOUD, MN 56301-5453
Document Number	0001711120
Instrument Date	Apr 7, 2026
Instrument	20261711120
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	10128 S SHORE DR, MINNEAPOLIS, MN 55441-5013

Mortgage

Document Number	0001711120,
Date	Apr 10, 2026
Instrument	20261711120

Lender

Name	GRANITE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 15, 2028

Interest

Rate	6.11%
Max Rate	-1%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 6, 2023
Property Address	1101 12TH AVE S, SAINT CLOUD, MN 56301-5453
Document Number	00A1647162
Instrument Date	Jan 3, 2023
Instrument	A1647162
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 S SHORE DR, PLYMOUTH, MN 55441-5013

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 19, 2020
Property Address	1101 12TH AVE S, SAINT CLOUD, MN 56301-5453
Document Number	00A1577819
Instrument Date	Aug 11, 2020
Instrument	A1577819
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10128 S SHORE DR, PLYMOUTH, MN 55441-5013

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	May 15, 2019
Property Address	1101 12TH AVE S, SAINT CLOUD, MN 56301-5453
Document Number	00A1543568
Instrument Date	May 8, 2019
Instrument	A1543568
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 12TH AVE S, SAINT CLOUD, MN 56301-5453

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,261.00 (-7.96%)	$121,600 (+5.46%) Land $25,000 Building $96,600	$121,600 (+5.46%) Land $25,000 Building $96,600
2025		$115,300 (+1.59%) Land $25,000 Building $90,300	$115,300 (+1.59%) Land $25,000 Building $90,300
2023	$1,370.00	$113,500 Land $25,000 Building $88,500	$113,500 Land $25,000 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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