11009 Saint Raphael Ln, Saint Ann, MO 63074 Property Records

St. Louis County property record for 11009 Saint Raphael Ln, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1951
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Sep 2019)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12L-14-0490`

Property Details

APN / Parcel Number

Primary APN	`12L-14-0490`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	725 sqft Living Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	78 ft deep x 50 ft wide
Deck Area	Deck Area
Patio Area	54 sqft
Canopy	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11009 SAINT RAPHAEL LN
City	SAINT ANN
State	MO
Zip	63074-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	ST ANN PARK PLAT 1 AMENDED LOT 127
Legal Subdivision	ST ANN PARK PLAT 1 AMENDED
Legal Lot Number	127
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	3
Census Block	3007
Census Tract	213301

Owner

11009 Saint Raphael Ln is owned and occupied by an individual who bought it in September 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	11009 SAINT RAPHAEL LN, SAINT ANN, MO 63074-1228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Apr 26, 2004 · Amount on File
Deed Document Number	2019396
Deed Book / Page	23690 / 1668
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 10, 2019
Property Address	11009 SAINT RAPHAEL LN, SAINT ANN, MO 63074-1228
Document Number	0236901668
Book / Page	023690 / 001668
Instrument Date	Sep 5, 2019
Instrument	396
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	HILLSBORO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11009 SAINT RAPHAEL LN ST ANN MO 630741228, ST ANN, MO 63074-1228

Mortgage

Document Number	236901671
Date	Sep 10, 2019
Book Page	023690/001671
Instrument	397

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11009 Saint Raphael Ln was $1,894, up 14.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,360 (-) Land $5,910 Building $15,450	$112,400 (-) Land $31,100 Building $81,300
2025	$1,894.00 (+14.51%)	$21,360 Land $5,910 Building $15,450	$112,400 Land $31,100 Building $81,300
2024	$1,654.00 (+1.41%)
2023	$1,631.00 (+27.72%)	$17,500 (+34.82%) Land $3,440 Building $14,060	$92,100 Land $18,100 Building $74,000
2022	$1,277.00	$12,980 Land $3,040 Building $9,940
2021			$68,300 Land $16,000 Building $52,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11009 Saint Raphael Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2008–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11009 Saint Raphael Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20