Mille Lacs County property record for 11008 Cove Dr, Onamia, MN 56359
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,072 sqft · built 1935 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,530 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 17-017-3900 |
| Primary APN | 17-017-3900 |
|---|
| Building Area | 1,072 sqft Total Area |
|---|
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 669 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 437 sqft |
| Shed | 1 Shed |
| Street Address | 11008 COVE DR |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-7802 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | E'LY 60 FT OF GOV LOT 1 N OF COVE DRIVE, SEE 11/16/76 SURVEY 17 42 26 .24 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 17 |
| Legal Lot Number | 1-N |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970300 |
11008 Cove Dr, a residential property, is owned by two individuals.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1915 SUMMIT DR, SAINT CLOUD, MN 56303-1247 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 11008 Cove Dr was $2,530.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,530.00 | $271,500 (+0.59%) Land $146,000 Building $125,500 | $271,500 (+0.59%) Land $146,000 Building $125,500 |
| 2025 | $269,900 Land $146,000 Building $123,900 | $269,900 Land $146,000 Building $123,900 | |
| 2023 | $2,306.00 | $257,100 Land $155,400 Building $101,700 | $257,100 Land $155,400 Building $101,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11008 Cove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,254.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11008 Cove Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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