Calvert County property record for 1100 W Mount Harmony Rd, Owings, MD 20736
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2.5 ba · 2,184 sqft · built 1993 |
| Lot Size | 7.41 acres (322,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (May 2026) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2026 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-252300 |
| Primary APN | 03-252300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 322,780 sqft (7.41 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 252300 |
|---|---|
| Street Address | 1100 W MOUNT HARMONY RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-8921 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RUR |
| Legal Description | 7.41 AC 1100 W MT HARMONY RD OWINGS |
| Legal Subdivision | H WILSON DOWELL JR LAND |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 860200 |
Source: Calvert County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6315 WINDY CREEK RD, HUNTINGTOWN, MD 20639-3908 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 27, 2026 | Deed TITLE FAX, TITLEMAX |
| May 27, 2026 | Deed TITLESMART, TITLEMAX |
| Jan 6, 2026 | Deed, Subdivision Related Transfer · Conventional Mortgage SHORE UNITED BANK NA |
| Jan 6, 2026 | Deed, Subdivision Related Transfer · Conventional Mortgage SHORE UNITED BANK NA |
| Jan 13, 2026 | Deed, Subdivision Related Transfer TITLEMARK PLLC, TITLEMAX LLC |
| Jan 15, 2026 | Deed, Transfer |
| Oct 23, 2023 | Deed, Transfer · Seller Carry-Back REBECCA BUFFALINI |
| Oct 4, 2021 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jan 13, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 6905 / 357 |
| Prior Transfer Date | Oct 1, 2021 |
| Prior Transfer Doc | 0061010029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 27, 2026 |
| Property Address | 1100 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Number | 6905000357 |
| Book / Page | 6905 / 357 |
| Instrument Date | May 27, 2026 |
| Record Updated | Jun 4, 2026 |
| Title Company | TITLE FAX, TITLEMAX |
| Amount | Amount Recorded |
|---|---|
| Tax | $297,950.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6315 WINDY CREEK RD, HUNTINGTOWN, MD 20639-3908 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 27, 2026 |
| Property Address | 1100 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Number | 0069050357 |
| Book / Page | 6905 / 357 |
| Instrument Date | May 27, 2026 |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLESMART, TITLEMAX |
| Amount | Amount Recorded |
|---|---|
| Tax | $297,950.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6315 WINDY CREEK RD, HUNTINGTOWN, MD 20639-3908 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 6, 2026 |
| Property Address | 1100 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Number | 0068390075 |
| Book / Page | 6839 / 75 |
| Map Reference | LB KPS 6 FO 489&490 |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | TITLEMARK PLLC, TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2980 HERITAGE DR, CHESAPEAKE BEACH, MD 20732-4512 |
| Document Number | 0000683980 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 6839/80 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 6, 2026 |
| Property Address | 1100 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Number | 0068390075 |
| Book / Page | 6839 / 75 |
| Map Reference | LB KPS 6 FO 489&490 |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | TITLEMARK PLLC, TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2980 HERITAGE DR, CHESAPEAKE BEACH, MD 20732-4512 |
| Document Number | 0000683980 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 6839/80 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 13, 2026 |
| Property Address | 1100 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Number | 0068420166 |
| Book / Page | 6842 / 166 |
| Map Reference | LB KPS 6 FO 489&490 |
| Instrument Date | Nov 7, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | TITLEMARK PLLC, TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1170 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 15, 2026 |
| Property Address | 1100 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Number | 0068420462 |
| Book / Page | 6842 / 462 |
| Map Reference | MB KPS 6 FO 489&490 |
| Instrument Date | Oct 6, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 23, 2023 |
| Property Address | 1100 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Number | 0064960546 |
| Book / Page | 6496 / 546 |
| Map Reference | MB KPS 6 PL 156 |
| Instrument Date | Oct 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | TITLEMARK PLLC, TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4110 PATUXENT CT, DUNKIRK, MD 20754-9433 |
| Document Number | 0006496552 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 6496/552 |
| Name | REBECCA BUFFALINI |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 4, 2021 |
| Property Address | 1100 W MOUNT HARMONY RD, OWINGS, MD 20736-8921 |
| Document Number | 0061010029 |
| Book / Page | 6101 / 29 |
| Instrument Date | Oct 1, 2021 |
| Record Updated | Jun 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1170W MT HARMONY ROAD, OWINGS, MD 20736-8921 |
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 (+4,578.95%) | $164,800 (+4,354.05%) Land $164,800 | $164,800 (+4,354.05%) Land $164,800 |
| 2023 | $38.00 | $3,700 Land $3,700 | $3,700 Land $3,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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