1100 Union St, Jackson, MI 49203 Property Records

Jackson County property record for 1100 Union St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1925
Lot Size	0.084 acres (3,659 sqft)
Owner	Individual Name on File
Last Sale	$111,200 (Aug 2019)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-126000000`

Property Details

APN / Parcel Number

Primary APN	`3-126000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,296 sqft Living Area
1st Floor Area	720 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	3,659 sqft (0.084 acres)
Lot Dimensions	83 ft deep x 44 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1100 UNION ST
City	JACKSON
State	MI
Zip	49203-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 83 FT OF LOT 2 BLK 4 STARCROSS ADD
Legal Subdivision	STARCROSS ADD
Legal Block	4
Legal Lot Number	2
Legal Unit	2
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2012
Census Tract	800

Owner

1100 Union St is owned and occupied by an individual who bought it in August 2019.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1100 UNION ST, JACKSON, MI 49203-2853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 INC MORTGAGE 1 INC
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN
May 11, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	20192828619
Deed Book / Page	2145 / 931
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1100 UNION ST, JACKSON, MI 49203-2853
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 UNION ST, JACKSON, MI 49203-2853

Mortgage

Document Number	0002979223
Date	Mar 31, 2025
Book Page	2261/730
Instrument	2979223

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1100 UNION ST, JACKSON, MI 49203-2853
Document Number	0002861310
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 UNION ST JACKSON MI 492032853, JACKSON, MI 49203-2853

Mortgage

Document Number	0002861310
Date	Oct 5, 2020
Book Page	002170/001121
Instrument	2861310

Lender

Name	MORTGAGE 1 INC MORTGAGE 1 INC
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 1, 2019
Property Address	1100 UNION ST, JACKSON, MI 49203-2853
Document Number	0002828619
Book / Page	002145 / 000931
Instrument Date	Jul 29, 2019
Instrument	2828619
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 WELLINGTON JACKSON MI 492017355, JACKSON, MI 49201-7355

Mortgage

Document Number	2828620
Date	Aug 1, 2019
Book Page	002145/000932
Instrument	2828620

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 11, 2017
Property Address	1100 UNION ST, JACKSON, MI 49203-2853
Document Number	0002769443
Book / Page	002100 / 000255
Instrument Date	May 4, 2017
Instrument	2769443
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 UNION ST

Mortgage

Document Number	2769444
Date	May 11, 2017
Book Page	002100/000256
Instrument	2769444

Lender

Name	MORTGAGE 1 INC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1100 Union St was $2,502 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,400 (+5.73%)	$158,800 (+5.73%)
2025	$2,502.00 (-16.82%)	$75,100	$150,200
2024	$3,008.00
2023		$65,300	$130,600
2022	$2,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1100 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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