Osceola County property record for 1100 Umbria Ln, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,381 sqft · built 2016 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,300 (Sep 2016) |
| Tax Bill | $4,153 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-25-31-4258-0001-0790 |
| Primary APN | 20-25-31-4258-0001-0790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,381 sqft Living Area |
| Gross Area | 2,881 sqft |
| 1st Floor Area | 1,407 sqft |
| Upper Floors Area | 974 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1100 UMBRIA LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 79 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE VILLAGE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 4258 |
| Legal Block | 790 |
| Legal Lot Number | 79 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 43700 |
Source: Osceola County records · APN 20-25-31-4258-0001-0790
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1100 UMBRIA LN, SAINT CLOUD, FL 34771-7924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2016 · Amount on Record |
| Deed Sale | Sep 01, 2016 · Amount on Record |
| Deed Document Number | 2016133217 |
| Deed Book / Page | 5018 / 638 |
| Record Updated | Sep 20, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,153.00 (+7.28%) Homeowner's exemption | $289,173 (+5.99%) | $372,000 (-2.62%) Land $75,000 Building $297,000 |
| 2023 | $3,871.00 (+4.14%) Homeowner's exemption | $272,839 (+3%) | $382,000 (+16.04%) Land $65,000 Building $317,000 |
| 2022 | $3,717.00 Homeowner's exemption | $264,893 | $329,200 Land $60,000 Building $269,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 709 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Xfinity, Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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