1100 Spruce Dr, Springfield, OH 45504 Property Records

Clark County property record for 1100 Spruce Dr, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1967
Lot Size	0.589 acres (25,674 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2023)
Tax Bill	$3,411 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-06-00018-409-012`

Property Details

APN / Parcel Number

Primary APN	`050-06-00018-409-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	25,674 sqft (0.589 acres)
Lot Dimensions	196 ft deep x 131 ft wide
Terrain	Rolling
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Deck Area	324 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1100 SPRUCE DR
City	SPRINGFIELD
State	OH
Zip	45504-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FOREST HILLS SUBD 2; 159
Legal Subdivision	FOREST HILLS SUBD
Legal Block	409
Jurisdiction	CLARK OH
Township / Civil Division	GERMAN
Census Block Group	4
Census Block	4018
Census Tract	2502

Owner

Source: Clark County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1100 SPRUCE DR, SPRINGFIELD, OH 45504-4127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 3, 2017	Warranty Deed, Transfer · FHA Mortgage LANDMARK TITLE AGENCY SOUTH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	2734
Deed Book / Page	2226 / 5105
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1100 SPRUCE DR, SPRINGFIELD, OH 45504-4127
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 SPRUCE DR, SPRINGFIELD, OH 45504-4127

Mortgage

Document Number	0000011635
Date	Oct 13, 2023
Book Page	2229/1504
Instrument	202300011635

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 11, 2023
Property Address	1100 SPRUCE DR, SPRINGFIELD, OH 45504-4127
Document Number	0000008916
Book / Page	2226 / 5105
Map Reference	VOL 9 PG 36-B
Instrument Date	Jul 31, 2023
Instrument	202300008916
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 SPRUCE DR, SPRINGFIELD, OH 45504-4127

Mortgage

Document Number	0000008917
Date	Aug 11, 2023
Instrument	202300008917

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1100 SPRUCE DR, SPRINGFIELD, OH 45504-4127
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019543
Date	Nov 9, 2021
Book Page	2200/4309
Instrument	202100019543

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Feb 3, 2017
Property Address	1100 SPRUCE DR, SPRINGFIELD, OH 45504-4127
Document Number	0000001542
Book / Page	2107 / 1726
Map Reference	VOL 9 PG 36-B
Instrument Date	Jan 13, 2017
Instrument	201700001542
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LANDMARK TITLE AGENCY SOUTH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 SPRUCE DR, SPRINGFIELD, OH 45504-4127

Mortgage

Document Number	, 201700001543
Date	Feb 3, 2017
Instrument	201700001543

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	German Township
Unified School District	Northwestern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,230 (+37.54%) Land $14,050 Building $81,180	$272,080 (+37.54%) Land $40,130 Building $231,950
2024	$3,411.00 (+4.92%)
2023		$69,240 (-) Land $12,590 Building $56,650
2022	$3,251.00	$69,240 Land $12,590 Building $56,650	$197,820 Land $35,970 Building $161,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2008)
Most Recent Claim	Jun 2008 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENON VILLAGE PWS serves 2,415 people · EPA ID OH1201812
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	SPRINGFIELD CITY PWS
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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