1100 Oak Valley Dr, Cary, IL 60013 Property Records

McHenry County property record for 1100 Oak Valley Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,386 sqft · built 1977
Lot Size	0.38 acres (1,652 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2026)
Tax Bill	$4,234 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-102-031`

Property Details

APN / Parcel Number

Primary APN	`19-12-102-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,386 sqft Living Area
1st Floor Area	693 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Frame Siding
Lot Area	1,652 sqft (0.38 acres)
Lot Dimensions	59 ft deep x 28 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1100 OAK VALLEY DR
City	CARY
State	IL
Zip	60013-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0028926 LT 4 /EX NELY 2.67FT/ BLK 69 BRIGHT OAKS UNIT 1
Legal Subdivision	BRIGHT OAKS
Legal Block	69
Legal Lot Number	4
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1024
Census Tract	871304

Owner

Source: McHenry County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 W NIPPERSINK RD, ROUND LAKE, IL 60073-3223
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	20264549
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0000058236
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 20, 2026
Property Address	1100 OAK VALLEY DR, CARY, IL 60013-3502
Document Number	0000004549
Map Reference	DOC 577079
Instrument Date	Dec 12, 2025
Instrument	2026R0004549
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 OAK VALLEY DR, CARY, IL 60013-3502

Mortgage

Document Number	0000004550
Date	Feb 20, 2026
Instrument	2026R0004550

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 26, 2021
Property Address	1100 OAK VALLEY DR, CARY, IL 60013-3502
Document Number	0000028926
Map Reference	DOC 577079
Instrument Date	Mar 31, 2021
Instrument	2021R0028926
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1100 OAK VALLEY DR # 1100, 1100, CARY, IL 60013-3502

Mortgage

Document Number	0000028927
Date	May 26, 2021
Instrument	2021R0028927

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,234.00 Homeowner's exemption	$58,286 (+32.34%) Land $10,737 Building $47,549	$174,858 (+32.34%) Land $32,211 Building $142,647
2022	Homeowner's exemption	$44,044 Land $8,667 Building $35,377	$132,132 Land $26,001 Building $106,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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