1100 Oak St, Ocean Springs, MS 39564 Property Records

Jackson County property record for 1100 Oak St, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,305 sqft · built 2001
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$7,581,000 (Nov 2024)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2022 Refinance
Flood Zone	Zone AE (high risk)
APN	`873.08-00-0711.00`

Property Details

APN / Parcel Number

Primary APN	`873.08-00-0711.00`
Alternative APNs	`07322480.000` `036749`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1100 OAK ST
City	OCEAN SPRINGS
State	MS
Zip	39564-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 480 W OCEAN BEACH EST S/D 1ST ADD DB 2189-517 (711 MAP873.08)
Legal Range	8W
Legal Township	7S
Legal Section	08
Legal Subdivision	W OCEAN BEACH EST
Legal Lot Number	480
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	40901

Owner

1100 Oak St is owned by a company that bought it in November 2024.

Source: Jackson County records, as of June 4, 2026

Owner of Record	Company Name on File
Mailing Address	204 HALSTEAD RD, OCEAN SPRINGS, MS 39564-5224
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC
Aug 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2024 · Amount on File
Deed Sale	Nov 25, 2024 · Amount on File
Prior Sale	Dec 29, 2010
Deed Document Number	202422232
Deed Book / Page	2189 / 517
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Recording Date	May 26, 2026
Property Address	1100 OAK ST, OCEAN SPRINGS, MS 39564-8920
Document Number	0000010401
Book / Page	4247 / 863
Instrument Date	May 19, 2026
Instrument	202610401
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	204 HALSTEAD RD, OCEAN SPRINGS, MS 39564-5224

Mortgage

Document Number	0000010401,
Date	May 26, 2026
Book Page	4247/863
Instrument	202610401

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	1100 OAK ST, OCEAN SPRINGS, MS 39564-8920
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003932/237
Date	Aug 18, 2022
Book Page	3932/237
Instrument	202218759

Lender

Name	FIDELITY BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1100 Oak St was $1,623, up 4.7% from the year before.

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 (+4.71%)	$12,509 (+4.02%) Land $725 Building $11,784	$83,388 (+4.01%) Land $4,830 Building $78,558
2024	$1,550.00 (-1.08%)	$12,026 (-) Land $705 Building $11,321	$80,172 (-) Land $4,700 Building $75,472
2023	$1,567.00 (+1.23%)	$12,026 (-) Land $705 Building $11,321	$80,172 (-) Land $4,700 Building $75,472
2022	$1,548.00	$12,026 Land $705 Building $11,321	$80,172 Land $4,700 Building $75,472

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1100 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	314 units insured incl. 7 condo units
Nearby Flood Claims	5 (2005–2025)
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 Oak St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN BEACH private · serves 1,407 people · EPA ID MS0300113
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Sparklight.

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