1100 N Spring St, Luverne, MN 56156 Property Records

Rock County property record for 1100 N Spring St, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1975
Lot Size	0.234 acres (10,234 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,938 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage
APN	`20-0505-000`

Property Details

APN / Parcel Number

Primary APN	`20-0505-000`

Interior

Building Area	1,120 sqft Living Area
Basement Area	810 sqft
Finished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	10,234 sqft (0.234 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	421 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1100 N SPRING ST
City	LUVERNE
State	MN
Zip	56156-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BLUE MOUND SECOND ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2002
Census Tract	570200

Owner

1100 N Spring St is owned and occupied by two individuals who acquired it in March 2017.

Source: Rock County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1100 N SPRING ST, LUVERNE, MN 56156-1164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 16, 2017	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017
Deed Sale	Mar 16, 2017
Prior Sale	Dec 22, 2015 · Amount on File
Deed Document Number	2017190278
Prior Transfer Date	Nov 22, 2016
Prior Transfer Doc	189602
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1100 N SPRING ST, LUVERNE, MN 56156-1164
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199353
Date	Feb 16, 2021
Instrument	199353

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Mar 16, 2017
Property Address	1100 N SPRING ST, LUVERNE, MN 56156-1164
Document Number	190278
Instrument Date	Mar 15, 2017
Instrument	190278
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 N SPRING ST, LUVERNE, MN 56156-1164

Mortgage

Document Number	190279
Date	Mar 16, 2017
Instrument	190279

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1100 N Spring St was $2,938, up 5.2% from the year before.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,938.00 (+5.15%)	$282,000 (+1.88%) Land $14,300 Building $267,700	$282,000 (+1.88%) Land $14,300 Building $267,700
2025	$2,794.00	$276,800 Land $14,300 Building $262,500	$276,800 Land $14,300 Building $262,500
2023	$2,588.00	$244,400 Land $12,200 Building $232,200	$244,400 Land $12,200 Building $232,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1100 N Spring St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 N Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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