Cook County property record for 1100 Locust Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,969 sqft · built 1952 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,340,000 (Jul 2010) |
| Tax Bill | $34,729 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-29-408-005 |
| Primary APN | 05-29-408-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,969 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 22,000 sqft (0.505 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1100 LOCUST RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | INDIAN HILL ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 800700 |
1100 Locust Rd is owned and occupied by an individual who bought it in July 2010.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1100 LOCUST RD, WILMETTE, IL 60091-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE NORTHERN TRUST CO |
| Oct 7, 2019 | Deed of Trust, Mortgage NORTHERN TR |
| Apr 12, 2018 | Deed of Trust, Mortgage NORTHERN TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2010 · Amount on File |
| Deed Sale | Jul 14, 2010 · Amount on File |
| Prior Sale | Oct 1, 2004 · Amount on File |
| Deed Document Number | 201035006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1100 LOCUST RD, WILMETTE, IL 60091-1241 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | PROPER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0011901133 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2211901133 |
| Name | THE NORTHERN TRUST CO |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1100 LOCUST RD, WILMETTE, IL 60091-1241 |
| Document Number | 1928849118 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | PROPER TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1100 LOCUST RD WILMETTE IL 600911241, WILMETTE, IL 60091-1241 |
| Document Number | 1928849118 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 28849118 |
| Name | NORTHERN TR |
|---|---|
| Address | 50 S LA SALLE ST, CHICAGO, IL 60603-1008 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1100 LOCUST RD, WILMETTE, IL 60091-1241 |
| Document Number | 1813829464 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Title Company | PROPER TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1100 LOCUST RD WILMETTE IL 600911241, WILMETTE, IL 60091-1241 |
| Document Number | 1813829464 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 13829464 |
| Name | NORTHERN TR |
|---|---|
| Address | 50 S LA SALLE ST, CHICAGO, IL 60603-1008 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,000 Land $44,000 Building $153,000 | $1,970,000 Land $440,000 Building $1,530,000 | |
| 2023 | $34,729.00 (+5.73%) | ||
| 2022 | $32,848.00 Homeowner's exemption | $156,362 Land $44,000 Building $112,362 | $1,563,620 Land $440,000 Building $1,123,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1100 Locust Rd in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2001) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2001 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1100 Locust Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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