1100 Ginger Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 1100 Ginger Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,643 sqft · built 1993
Lot Size	0.462 acres (20,114 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2008)
Tax Bill	$5,022 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification Jul 2019 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000A247690`

Property Details

APN / Parcel Number

Primary APN	`000A247690`
Alternative APNs	`03-1033-20-4-10-19-0000` `R0325868` `A247690` `A24769`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,643 sqft Living Area
Gross Area	3,810 sqft
1st Floor Area	2,138 sqft
Basement Area	1,672 sqft
Finished Basement	1,505 sqft
Unfinished Basement	167 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,114 sqft (0.462 acres)
View / Lot	Neighborhood / Spot
Garage Area	1,177 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	318 sqft
Deck Area	818 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1100 GINGER AVE
City	BILLINGS
State	MT
Zip	59105-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	TERRACE ESTATES SUB 2ND FILING, S20, T01 N, R26 E, BLOCK 3, LOT 57
Legal Range	26E
Legal Township	01N
Legal Section	20
Legal Subdivision	TERRACE ESTATES SUB 2ND FILING
Legal Block	3
Legal Lot Number	57
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4037
Census Tract	1402

Owner

1100 Ginger Ave is owned and occupied by two individuals who acquired it in March 2018.

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1100 GINGER AVE, BILLINGS, MT 59105-2062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Loan Modification, Mortgage YELLOWSTONE BK
Jul 3, 2019	Loan Modification, Mortgage YELLOWSTONE BK
Mar 15, 2019	Loan Modification, Mortgage YELLOWSTONE BK
Oct 31, 2017	Loan Modification, Mortgage STOCKMAN BK/MT
Oct 30, 2017	Loan Modification, Mortgage STOCKMAN BK/MT
Jul 11, 2017	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2008 · Amount on File
Deed Sale	Jun 2, 2008 · Amount on File
Prior Sale	Oct 3, 2005 · Amount on File
Deed Document Number	20083467493
Last Transfer Date	Mar 27, 2018
Transfer Doc	0003845106
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	1100 GINGER AVE, BILLINGS, MT 59105-2062
Document Number	0003897701
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 386 PINE GROVE CA 956650386, PINE GROVE, CA 95665-0386

Mortgage

Document Number	0003897701
Date	Sep 27, 2019
Instrument	3897701

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 26, 2020

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	1100 GINGER AVE, BILLINGS, MT 59105-2062
Document Number	0003888108
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 386 PINE GROVE CA 956650386, PINE GROVE, CA 95665-0386

Mortgage

Document Number	0003888108
Date	Jul 8, 2019
Instrument	3888108

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Amount	Amount on Record

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	1100 GINGER AVE, BILLINGS, MT 59105-2062
Document Number	0003878691
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 386 PINE GROVE CA 956650386, PINE GROVE, CA 95665-0386

Mortgage

Document Number	0003878691
Date	Mar 26, 2019
Instrument	3878691

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Amount	Amount on Record

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	1100 GINGER AVE, BILLINGS, MT 59105-2062
Document Number	0003832323
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 MASTERSON CIR BILLINGS MT 591069623, BILLINGS, MT 59106-9623

Mortgage

Document Number	0003832323
Date	Nov 2, 2017
Instrument	3832323

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2018

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	1100 GINGER AVE, BILLINGS, MT 59105-2062
Document Number	0003832322
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3551 MASTERSON CIR BILLINGS MT 591069623, BILLINGS, MT 59106-9623

Mortgage

Document Number	0003832322
Date	Nov 2, 2017
Instrument	3832322

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 11, 2017
Property Address	1100 GINGER AVE, BILLINGS, MT 59105-2062
Instrument Date	Jul 5, 2017
Instrument	3819412
Transaction Type	Construction Loan
Record Updated	Jul 18, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 MASTERSON CIR BILLINGS MT 591069623, BILLINGS, MT 59106-9623

Mortgage

Document Number	0003819412
Date	Jul 11, 2017
Instrument	3819412

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1100 Ginger Ave was $5,022, down 20.7% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,600 (-) Land $83,920 Building $559,680	$643,600 (-) Land $83,920 Building $559,680
2025	$5,022.00 (-20.71%)	$643,600 Land $83,920 Building $559,680	$643,600 Land $83,920 Building $559,680
2024	$6,334.00 (+12.83%)
2023	$5,614.00	$629,100	$629,100 Land $66,945 Building $562,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1100 Ginger Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 Ginger Ave is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 69% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

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