1100 E State Hwy 20, Upper Lake, CA 95485 Property Records

Lake County property record for 1100 E State Hwy 20, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,170 sqft · built 1987
Lot Size	6.4 acres (278,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Aug 2023)
Tax Bill	$9,737 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201-030-040-000`

Property Details

APN / Parcel Number

Primary APN	`201-030-040-000`
Alternative APN	`201-030-04`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	278,784 sqft
Garage Area	576 sqft
Pool Type	Heated Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	201-030-04
Street Address	1100 E STATE HIGHWAY 20
City	UPPER LAKE
State	CA
Zip	95485-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	PARCEL MAP
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1005
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 21, 2023	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 16, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 21, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	20239069
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0000013504
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730

Mortgage

Document Number	0000000096
Date	Jan 6, 2026
Instrument	2026000096

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 21, 2023
Property Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730
Document Number	0000009069
Map Reference	MB 24 PG 50
Instrument Date	Aug 17, 2023
Instrument	2023009069
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730

Mortgage

Document Number	0000009070
Date	Aug 21, 2023
Instrument	2023009070

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730

Mortgage

Document Number	0000002122
Date	Feb 17, 2023
Instrument	2023002122

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE CA
Recording Date	Feb 16, 2022
Property Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730
Document Number	0000002225
Map Reference	MB 24 PG 50
Instrument Date	Feb 16, 2022
Instrument	2022002225
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Nov 21, 2019
Property Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730
Document Number	0000015116
Map Reference	MB 24 PG 50
Instrument Date	Nov 13, 2019
Instrument	2019015116
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1100 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8730

Mortgage

Document Number	0000015117
Date	Nov 21, 2019
Instrument	2019015117

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,737.00 (+3.24%)	$707,472 (+2%) Land $208,080 Building $499,392
2025	$9,431.00 (+49.94%)	$693,600 (+14.75%) Land $204,000 Building $489,600
2023	$6,290.00 (+10.84%) Disabled Person's exemption Veteran's exemption	$604,426 Land $210,235 Building $394,191
2022	$5,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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