Santa Barbara County property record for 1100 E Mountain Dr, Santa Barbara, CA 93108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 7,163 sqft · built 1983 |
| Lot Size | 4.78 acres (208,217 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $26,127 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-250-021 |
| Primary APN | 011-250-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 7,163 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 208,217 sqft |
| Street Address | 1100 E MOUNTAIN DR |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93108-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3E1 |
| Legal Lot Number | A |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1500 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2105 ANACAPA ST, SANTA BARBARA, CA 93105-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN RIVIERA BANK |
| Apr 7, 2017 | Deed of Trust, Mortgage · ARM AMERICAN RIVIERA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 12, 1995 |
| Transfer Doc | 0000046887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1100 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1137 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2105 ANACAPA ST, SANTA BARBARA, CA 93105-3503 |
| Document Number | 0000027672 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022-0027672 |
| Name | AMERICAN RIVIERA BANK |
|---|---|
| Type | Bank |
| Address | SANTA BARBARA, CA 93101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1100 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016621 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 2017-0016621 |
| Name | AMERICAN RIVIERA BANK |
|---|---|
| Type | Bank |
| Address | SANTA BARBARA, CA 93101 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.37% |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Cold Spring Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,525,208 (+2%) Land $290,516 Building $2,234,692 | |
| 2025 | $26,127.00 (+3.74%) Homeowner's exemption Additional exemption filed | $2,475,695 (+4.04%) Land $284,820 Building $2,190,875 |
| 2023 | $25,184.00 (+1.3%) Homeowner's exemption Additional exemption filed | $2,379,562 Land $273,761 Building $2,105,801 |
| 2022 | $24,862.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 47 (1980–2025) |
| Claims Outside the SFHA | 25 of 47 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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