1100 Dundee Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 1100 Dundee Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1941
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Nov 2017)
Tax Bill	$7,975 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-261-05`

Property Details

APN / Parcel Number

Primary APN	`078-261-05`
Alternative APN	`078-261-05-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	868 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Wood
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Terrain	Steep

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	1100 DUNDEE AVE
City	BEN LOMOND
State	CA
Zip	95005-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	BEN LOMOND REDWOOD PARK 03
Legal Block	17
Legal Lot Number	1,2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1004
Census Tract	120302

Owner

1100 Dundee Ave is owned and occupied by an individual who bought it in November 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1100 DUNDEE AVE, BEN LOMOND, CA 95005-9320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Nov 27, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2017 · Amount on File
Deed Sale	Nov 27, 2017 · Amount on File
Prior Sale	Oct 1, 2004 · Amount on File
Deed Document Number	201739591
Prior Transfer Date	Jul 25, 2006
Prior Transfer Doc	0000044731
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1100 DUNDEE AVE, BEN LOMOND, CA 95005-9320
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 DUNDEE AVE, BEN LOMOND, CA 95005-9320

Mortgage

Document Number	0000057219
Date	Nov 19, 2021
Instrument	2021-0057219

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 27, 2017
Property Address	1100 DUNDEE AVE, BEN LOMOND, CA 95005-9320
Document Number	0000039591
Map Reference	MB24 PG2
Instrument Date	Nov 14, 2017
Instrument	2017-0039591
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 DUNDEE AVE, BEN LOMOND, CA 95005-9320

Mortgage

Document Number	0000039592
Date	Nov 27, 2017
Instrument	2017-0039592

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1100 Dundee Ave was $7,975 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,337 (+2%) Land $467,136 Building $200,201
2025	$7,975.00 Homeowner's exemption	$654,252 Land $457,976 Building $196,276
2023	$7,629.00 (+2.44%) Homeowner's exemption	$628,847 Land $440,193 Building $188,654	$601,020
2022	$7,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1100 Dundee Ave in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	36 (1981–2017)
Claims Outside the SFHA	10 of 36
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 13 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1100 Dundee Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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